In November 2017 I was hired at my current job on a one-year contract that expires in November 2018. I am not an independent contractor -- my company pays my PAYE and offers some benefits, time off, etc.
About six months into my contract my employer indicated they were happy with my work and...
I've recently begun the process to purchase my first home for R600K, with a 25% deposit. So the amount I'm looking for from the banks is R450K.
I went through a bond originator (recommended by the estate agent), who came back with the following: ABSA declined, Standard Bank offered prime +5.25%...