The picture is a procet injector so needs a clover as you said https://scoop.co.za/procet-gigabit-48v-15w-poe-adapter-with-no-cable-en15g-3.html
There are options like cudy poe in https://scoop.co.za/cudy-4-port-gigabit-poe-1-poe-input-60w-switch-poe40.html
Mikrotik outdoor poe in...
Single WAN so perhaps not applicable but do manual updates on EA, not RC. Lost DoH DNS NextDNS recently and had to reenter. Had the network app take almost an hour start up recently on an update. Have never lost PPPoE details, but again single interface
Had protect playback problems recently...
Your right there is a deduction and my example above for the money market fund must be completely wrong. Apologies and dont have a money market fund, but as its not performance based I thought that would be easy to compare.
So I do have the AG balanced and it costs me today annual fee 1.47% and...
You think there would be a page easily explaining this but there isnt. Here is a PDF on their site https://www.allangray.co.za/globalassets/documents-repository/product/brochures/Multiple%20products/Files/Local%20Investment%20Platform%20Fund%20List.pdf
Look for this line
For any investments in...
The post above explains better than I would. Just as an example if we took 10M and put it in the Allan Gray Money Market Fund it would have a TIC of 0.29% at both AG and Fynbos. The additional admin fee per year at AG would cost 23k vs Fynbos 1k. 23x more seems excessive.
Fynbos doesnt offer...
Agreed as most increases can be explained with inflation, however insurance is largely made up from cars that depreciate. When you query they send you a document that explains cost to replace parts has increased substantially. How that relates to a R1M car bought in year 1 and written off in...
This is really cost effective at R1200 per annum / R100 per month. Below is the annual charges for Allan Gray incl VAT, the first column is 3rd party funds and the second column is AG funds. Its odd they discount their own funds up to 1M then charge you more after 3M, however they are still...
If this is the fund you actually have then thats the correct management fee https://wealth.momentum.co.za/investments/factsheets/momentum-real-growth-property-fund-(a).pdf
For an actively managed fund that fee is perfectly acceptable, and the returns are also inline. No idea what you pay for...
RA you can move with the section 14 as you probably already know.
Endowment you cant move between providers, none that I know of, but safe to say no. If you over your term / investment period you can cash it out and move the funds elsewhere. The term should be 5 years. If you start an endowment...
That article makes it sound like they pay 62% tax but it weirdly seems to include pension and a student loan repayment. On that salary £125,500 you pay 35.6% tax incl national insurance. https://aftertaxuk.com/
Maybe it was just me that was confused but know we still have quite high tax here so...
Not sure when it will be available in SA but this could be of interest to you https://store.ui.com/us/en/category/accessories-modules-fiber/collections/accessories-pro-direct-attach-cables/products/uacc-sfp-wizard