Recent content by zerocool2009

  1. zerocool2009

    First home loan: direct with bank or through bond originator?

    Here is an example, lets say I have 3 bonds. I use the 3 to re-use them. If my term gets below 50 months, I ask the bank to reset the term back to 240 months (but before requesting that, I move all my prepaid money out, otherwise the bank LOCK it in). Hope that answer your question
  2. zerocool2009

    Offer to purchase question

    What is where the attorneys should be actually awaken, and DOING FICA checks and DEED office checks! (its basics)! But ja, things happen! Been at my local SAPS, a lady reported her house was sold without her knowledge! Scary things!
  3. zerocool2009

    Offer to purchase question

    In my full life on earth, I was never asked for a forensic audit, to proof where my funds where coming from! And I gladly did it! My personal bank asked : How professional are these attorneys ? (and who selected them)
  4. zerocool2009

    Stock Picks - Darlings and Dogs

    Nice incoming dividend for Rainbow Chicken! ;) Winner winner chicken dinner!
  5. zerocool2009

    Offer to purchase question

    Its actually the LAW! But I am now righting with the conveyancing attorney's (And they just say : They are acting on behalf of the client, the seller), and I paid the fees! How ironic!
  6. zerocool2009

    Offer to purchase question

    The seller have preference, but the buyer can make it part of the OTP conditions actually.
  7. zerocool2009

    Offer to purchase question

    Correct! Only private buys! (and sadly, not choosing the legal leg, has now bitten me BADLY!)
  8. zerocool2009

    Offer to purchase question

    So in short, I am buying another property, and sadly, this transaction is going day by day, worse and worse! My first 2 rules I broke, and now its a mess Rule 1 : Dont use an estate agent Rule 2 : Select the property attorney's to do the transfer!
  9. zerocool2009

    The MK Party’s only plan is to keep Jacob Zuma out of prison – Geordin Hill-Lewis

    Shame, what a very poor benchmark Think his time if running out for the ripper!
  10. zerocool2009

    ANC lays criminal charges against DA leader Mark Burke over crypto company

    Envy is an ugly thing
  11. zerocool2009

    Easy Equities good or bad?

    Choose 4 funds max, not overlapping Keep an eye on tfsa contributions! Keep it simple
  12. zerocool2009

    Paying more into my Wesbank loan

    Its do-able! Contact FNB for the steps.
  13. zerocool2009

    Bad news for South Africans with car loans

    It should be: anyone with debt, take note! Soon we will see: its expensive to drive, petrol goes up
  14. zerocool2009

    The ANC is collapsing

    Sadly, how the saying goes: “dit moet nog baie slegter gaan voordat mense gaan wakker word!” We are not nearly there yet
  15. zerocool2009

    Big shift in interest rate expectations in South Africa

    Its going up! About time!
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