Discovery ordered to pay R25 million to man who became 'totally and permanently unable' to work

rvZA

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Discovery Life was ordered to pay more than R25 million to a man who became "totally and permanently unable" to work as a stockbroker after suffering a string of "deeply traumatic events".

The man, referred to in court papers as PR, claimed he could not carry out his work duties between 28 December 2014 and 30 November 2015.


PR had suffered a string of deeply traumatic events, which left him with a combination of post-traumatic stress disorder and unspecified bipolar mood disorder.

 
Skelm moere. Lekker to offer policies, take clients money but difficult to pay them out when requested. No wonder those at the top are so happy with what is happening in SA and their mindsets cannot be changed.
 
Yeah right. Watch him playing golf and sailing the seas after the payout. Party time.
 
I was expecting some lame sob story but this guy really did go through hell:

”His monthly premium due on the policy was in the region of R20 000. His job was demanding.

His treating psychiatrist and occupational therapist had given unchallenged evidence that his work as a stockbroker required a resilient personality and fine judgement.

The man's job involved the investment of his clients' funds and the skilful purchase and sale of financial assets in a manner that would maximise the return on those funds.

The man's therapist said his job was high-pressure and high stakes - and, like all jobs that involve a degree of deal-making, it required an agile set of social skills.

PR's financial rewards included the money needed to purchase a villa in Mauritius.

However, on 28 December 2014, things took a turn for the worst.

While on holiday at the villa, his girlfriend drowned in a swimming pool at a resort.

PR found his girlfriend floating in the swimming pool and tried unsuccessfully to resuscitate her.

In January 2015, he was arrested and questioned by the Mauritian police. He was then charged with his girlfriend's murder and detained, pending trial.

According to the judgment, PR appeared to have suffered a breakdown. He was admitted to the secure ward of a local hospital and stayed there for four days.

Agitated and tearful

A Mauritian state psychiatrist assessed him and found that he was psychologically distressed. The doctor noted evidence of depressive illness.

By March, PR had lost 20kg. The doctor said he looked mentally and physically exhausted.

By December 2015, his legal representative asked the doctor if he could stand trial. By then, he had lost 30kg.

"He was agitated, tearful and at times incoherent. His memories were confused. He could not sustain a logical narrative account of his experiences."

As the interview went on, he became more distressed, read the judgment.

The same month, when the doctor saw him, he appeared "calm and lucid, but his mental state deteriorated as the interview went on".

PR said he was held in a dark, airless room, often in filthy conditions.

He was later diagnosed with post-traumatic stress disorder and major depression.

The doctor further said PR might be suffering from bipolar mood disorder - but could not confirm the diagnosis.

PR was eventually acquitted of his girlfriend's murder.”
 
Last edited:
It’s this guy:
”South African businessman Peter Wayne Roberts, who was “provisionally charged” in the December 2014 death of his girlfriend, Lee-Ann Palmarozza, during a vacation at the Anahita resort on Mauritius’ eastern shore.”

 
It’s this guy:
”South African businessman Peter Wayne Roberts, who was “provisionally charged” in the December 2014 death of his girlfriend, Lee-Ann Palmarozza, during a vacation at the Anahita resort on Mauritius’ eastern shore.”


Yep, I remember that story.
 
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insurance companies are about Salespeople and lawyers, keep the money flowing in while promising the earth, and when people come back to claim
thats when the lawyers come in, to Deny deny and Deny once again.

Discovery is the same as every other insurance company out there, Outsurance, Hollard and Liberty.
thats why they now coming up with the Total grid failure exclusion,
 
I was expecting some lame sob story but this guy really did go through hell:

”His monthly premium due on the policy was in the region of R20 000. His job was demanding.

His treating psychiatrist and occupational therapist had given unchallenged evidence that his work as a stockbroker required a resilient personality and fine judgement.

The man's job involved the investment of his clients' funds and the skilful purchase and sale of financial assets in a manner that would maximise the return on those funds.

The man's therapist said his job was high-pressure and high stakes - and, like all jobs that involve a degree of deal-making, it required an agile set of social skills.

PR's financial rewards included the money needed to purchase a villa in Mauritius.

However, on 28 December 2014, things took a turn for the worst.

While on holiday at the villa, his girlfriend drowned in a swimming pool at a resort.

PR found his girlfriend floating in the swimming pool and tried unsuccessfully to resuscitate her.

In January 2015, he was arrested and questioned by the Mauritian police. He was then charged with his girlfriend's murder and detained, pending trial.

According to the judgment, PR appeared to have suffered a breakdown. He was admitted to the secure ward of a local hospital and stayed there for four days.

Agitated and tearful

A Mauritian state psychiatrist assessed him and found that he was psychologically distressed. The doctor noted evidence of depressive illness.

By March, PR had lost 20kg. The doctor said he looked mentally and physically exhausted.

By December 2015, his legal representative asked the doctor if he could stand trial. By then, he had lost 30kg.

"He was agitated, tearful and at times incoherent. His memories were confused. He could not sustain a logical narrative account of his experiences."

As the interview went on, he became more distressed, read the judgment.

The same month, when the doctor saw him, he appeared "calm and lucid, but his mental state deteriorated as the interview went on".

PR said he was held in a dark, airless room, often in filthy conditions.

He was later diagnosed with post-traumatic stress disorder and major depression.

The doctor further said PR might be suffering from bipolar mood disorder - but could not confirm the diagnosis.

PR was eventually acquitted of his girlfriend's murder.”

Yeah, that's rough.
This is the rich businessman with a personal butler, pilot, helicopter, yacht and villas in various countries.
He was allegedly responsible for his girlfriend's death but they could not prove it in court.
She allegedly drowned while an autopsy found she’d died of asphyxiation, and had bruises to the head and throat and had suffered internal bleeding. He tried to leave the country to avoid questioning by police.

So his story that he suffered personal trauma is sort of correct in a way...

If they couldn't prove it there is a chance that he was innocent, and that's bloody rough, regardless of how rich he is/was.
 
all these Private security companies and tracking companies getting filthy rich from the Crime and despair in SA.
same with life insurance, Medical aid and all the rest of it.

Yep. I spoke to a 63 year old woman recently. Her life insurance increased to R1000 from the R400 she had been paying for about 40 years due to her age. There is no payout either unless she dies. If she stops paying, she is uninsured. The glib salesman those days didn't tell her these things either.
 
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