FNB eBucks continues to record substantial growth

Thank you for paying me to bank with FNB.

I really do hope the reviewed rules in July are a bit more challenging!
 
Smiggles said:
You're raping the system paying bills to get ebucks something FNB don't want you to do. Then how much are you spending each month? Not everyone spends as much. Then you need to shop at PNP and most don't want to do that. Get off your high horse.
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What do you mean “raping the system”? Who says FNB cares about bill payments?
 
Zellephant said:
Ebucks seems to only be worth it to people who have lots of debt with FNB. Since I went debt free, it’s pretty impossible to really score with ebucks, so I stopped bothering.

Vitality rewards serve me a lot better, without having to do anything I don’t generally do anyway
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That doesn’t make sense. Yes there are points for some types of debt but also for saving.
 
zerocool2009 said:
Thank you for paying me to bank with FNB.

I really do hope the reviewed rules in July are a bit more challenging!
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Lol, I hope not. It’s an adjustment every year I could do without.
 
purrr said:
Lol, I hope not. It’s an adjustment every year I could do without.
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Taking a car license out is more effort!

I am on level 5 for decades! Millions of eB! I need a new challenge.

But beyond rewards, much better ways to use fnb towards your advantage.
 
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purrr said:
That doesn’t make sense. Yes there are points for some types of debt but also for saving.
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To get to level 5, at least last time I checked, you needed a home loan or vehicle finance.

But beyond that, the last few years it feels like every July, things changed so much, that you need to relearn the system pretty much every year - and once they move you up to private clients/wealth, it gets almost impossible to comply with everything you need to in order to earn, and then once you do, you earn barely enough to cover the account fees. Then let’s not even get started with how they seem to limit the meaningful benefits (travel discounts etc) so much so that it’s also barely worth it.

Don’t get me wrong, I’m happy to stay with FNB in general for now, mostly because the global accounts give you such good airline lounge access worldwide, but ebucks simply isn’t worth it anymore.

With vitality, I benefit easily double my monthly fees every single month, and also score massive when I book travel through them, or get 50% off the list price on running shoes etc, without needing to jump through hoops. Until ebucks gets as seamless as vitality, I think they will battle to really get people interested.
 
purrr said:
Just checked. Earned R46,000 the past 12 months.
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Wow. The that’s actually impressive, and sort of on par with my vitality “savings”. But how does a person get there with ebucks.

I’m on private wealth, have 3 global savings accounts with what seems be above the threshold amounts in them, but no debt. I can’t get beyond level three.
 
Zellephant said:
To get to level 5, at least last time I checked, you needed a home loan or vehicle finance.
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I have neither but I do have a loan. Will be paid off in a few months so will have to find those points elsewhere. It is a hassle no doubt. But I do quite well from it so I persist.
 
Zellephant said:
Wow. The that’s actually impressive, and sort of on par with my vitality “savings”. But how does a person get there with ebucks.

I’m on private wealth, have 3 global savings accounts with what seems be above the threshold amounts in them, but no debt. I can’t get beyond level three.
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Private Client is easier. I’ve checked out Private Wealth several times for the 100% back on a device but I just can’t get to level 5.
 
Aluroth said:
I am not paying any bills, so not raping the system. This is just shopping at PnP ASAP + Engen + Clicks (the 15th) (and this is even without smartspend). If you don't want to shop at PnP ASAP, then fine, but there is no difference in the Domestos you throw into your toilet from ASAP compared to Woolworths.
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He's a checkers fan. With Smiggles once he gets his mind set on something it becomes his entire persona.
 
Smiggles said:
Do you get ebucks from it on Pnp asap?
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Most of my eBucks earned come from:

Engen
Clicks online municipal bill payment
Pick & Pay Clothing shop municipal bill payment
Pick & Pay shop groceries
Spar shop groceries
Device rebate

Also Smart Spend. It's about 3:1 Earned:Smart Spend.
 
purrr said:
Most of my eBucks earned come from:

Engen
Clicks online municipal bill payment
Pick & Pay Clothing shop municipal bill payment
Pick & Pay shop groceries
Spar shop groceries
Device rebate

Also Smart Spend. It's about 3:1 Earned:Smart Spend.
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Why can't you do it online? They closed that loophole because they don't want you to do it?
 
I have a question for the experts. There is all this talk about earning, but nothing about spending. I know that you can spend using your ebucks card, on Takealot, get a discount on flights, etc.

Discovery gives weekly vouchers, where you can get a R250 voucher for R100 in miles to spend on sports or books or movies etc. Ebucks doesn't give you discount vouchers.
My understanding is that you can only use your discount on travel, or Hirsch. Hirsch is limited because their delivery costs are higher than the discount saving. Other partners ebucks discounts are also almost nonexistent
 
dogface said:
I have a question for the experts. There is all this talk about earning, but nothing about spending. I know that you can spend using your ebucks card, on Takealot, get a discount on flights, etc.

Discovery gives weekly vouchers, where you can get a R250 voucher for R100 in miles to spend on sports or books or movies etc. Ebucks doesn't give you discount vouchers.
My understanding is that you can only use your discount on travel, or Hirsch. Hirsch is limited because their delivery costs are higher than the discount saving. Other partners ebucks discounts are also almost nonexistent
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I've given up on eBucks a long time ago, but I do earn a little when getting fuel at Engen. They added (or it was always there) a feature to "pay with ebucks" in the app. I could choose to cover a few recent card purchases with eBucks - so I got "refunded" for these transactions on my card. So that is an option.
 
mastercylinder said:
Which bank to move to though?
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I moved my stuff to Discovery. With having a baby and the big discounts we get from Dischem(baby city) and Toysrus it just made sense.

Also if you fully integrate into the discovery system, fuel spend back into insurance excess funder and healthy food items etc.. you get way more back from Discovery than FNB.
 
The_David said:
I moved my stuff to Discovery. With having a baby and the big discounts we get from Dischem(baby city) and Toysrus it just made sense.

Also if you fully integrate into the discovery system, fuel spend back into insurance excess funder and healthy food items etc.. you get way more back from Discovery than FNB.
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I despise Discovery and have moved everything away from them in the last couple of years. However, if we end up having a kid I'll likely move back just for those perks.
 
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