Government considering new RAF tax because of EVs: Creecy

wingnut771 said:
MVAIC (New York): The Motor Vehicle Accident Indemnification Corporation pays up to $50,000 for medical bills and $25,000 for injury damages to qualified pedestrians hit by uninsured drivers.
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What makes a pedestrian qualified?
 
bwana said:
I said I was against the idea of pooled insurance resources (and RAF). Ultimately the driver should be held accountable.
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Here is the thing. Those who drive a lot will advocate for 3rd party. Those who don't will advocate against it. That's why it was abolished for a fairer system. There's nothing wrong with how it works, it's the administration and implementation that's the issue.

If you want a 3rd party system it should be like in America where if you get pulled over you have to produce registration and insurance. Not having insurance should never prevent you from renewing the license. That way if I don't feel like it and don't drive a lot I don't need it. If I drive enough and it becomes more cost effective I'll take out insurance. Fair no?
 
Swa said:
Here is the thing. Those who drive a lot will advocate for 3rd party. Those who don't will advocate against it. That's why it was abolished for a fairer system. There's nothing wrong with how it works, it's the administration and implementation that's the issue.

If you want a 3rd party system it should be like in America where if you get pulled over you have to produce registration and insurance. Not having insurance should never prevent you from renewing the license. That way if I don't feel like it and don't drive a lot I don't need it. If I drive enough and it becomes more cost effective I'll take out insurance. Fair no?
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Not having 3rd party insurance should 100% stop you from renewing your vehicle license.

The last 3 accidents I've been involved in through no fault of my own have cost me at least R10k because the fsckers who caused it didn't have insurance.
 
Swa said:
If you want a 3rd party system it should be like in America where if you get pulled over you have to produce registration and insurance. Not having insurance should never prevent you from renewing the license. That way if I don't feel like it and don't drive a lot I don't need it. If I drive enough and it becomes more cost effective I'll take out insurance. Fair no?
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Third party insurance and regular road worthiness inspections, say every two years max, should be the minimum requirements in order to licence a vehicle... like in America.
 
ToxicBunny said:
Not having 3rd party insurance should 100% stop you from renewing your vehicle license.

The last 3 accidents I've been involved in through no fault of my own have cost me at least R10k because the fsckers who caused it didn't have insurance.
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Won't work. Those not driving a lot simply won't renew. You can't expect those only doing a few km a month to pay the same and subsidise those doing thousands a month. That's why the old system was abolished. What should happen is vehicle damage should be covered by what is already paid if there is no insurance.
 
Swa said:
Won't work. Those not driving a lot simply won't renew. You can't expect those only doing a few km a month to pay the same and subsidise those doing thousands a month. That's why the old system was abolished. What should happen is vehicle damage should be covered by what is already paid if there is no insurance.
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Then impound the car for being unlicensed. Simple.
 
bwana said:
Third party insurance and regular road worthiness inspections, say every two years max, should be the minimum requirements in order to licence a vehicle... like in America.
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Except that's not how it works. The license and insurance only has to be provided if you are stopped. If you don't have insurance damages are covered by the state. We don't have the enforcement in SA which would make it a fair system where those driving a lot would pay more and those not driving would not need it.
 
ToxicBunny said:
Then impound the car for being unlicensed. Simple.
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Stick with a fair system, simple. There's also a difference in our law between unlicensed vehicles and not renewing a disk. The latter carries a fine.
 
Swa said:
Won't work. Those not driving a lot simply won't renew. You can't expect those only doing a few km a month to pay the same and subsidise those doing thousands a month. That's why the old system was abolished. What should happen is vehicle damage should be covered by what is already paid if there is no insurance.
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Sure you can. They can look for pay-as-you-drive cover or similar distance based coverage.
 
bwana said:
Sure you can. They can look for pay-as-you-drive cover or similar distance based coverage.
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That doesn't apply to third party. What makes you think it will be offered?
 
Swa said:
Stick with a fair system, simple. There's also a difference in our law between unlicensed vehicles and not renewing a disk. The latter carries a fine.
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It is a fair system
Have insurance or stay the fsck off the road.

3rd party insurance is like R100 or R200 a month
 
Swa said:
Except that's not how it works. The license and insurance only has to be provided if you are stopped. If you don't have insurance damages are covered by the state. We don't have the enforcement in SA which would make it a fair system where those driving a lot would pay more and those not driving would not need it.
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That's exactly how it works in most states (US) and in the UK. Insurance is a requirement for licensing.

Pretty simple concept. If you don't have coverage and are responsible for damages and/or injuries you pay for your mistakes out of your pocket. If you get pulled over and you don't have coverage your vehicle is impounded until you pay a fine and insure your vehicle.

Swa said:
That doesn't apply to third party. What makes you think it will be offered?
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If there's a demand it will be offered.

ToxicBunny said:
It is a fair system
Have insurance or stay the fsck off the road.

3rd party insurance is like R100 or R200 a month
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I have to wonder if people who can't afford even minimal insurance can afford to keep their vehicle in a roadworthy condition.
 
supersunbird said:
Sure, great as a deterrent. Now say that driver is not deterred and drives anyway and has the accident? Will his confiscated crash car by the pedestrians disability?
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Probably not, but then he can be personally liable for the rest.

Only has to happen a few times before behavior on our roads starts to change.
 
bwana said:
That's exactly how it works in most states (US) and in the UK. Insurance is a requirement for licensing.

Pretty simple concept. If you don't have coverage and are responsible for damages and/or injuries you pay for your mistakes out of your pocket. If you get pulled over and you don't have coverage your vehicle is impounded until you pay a fine and insure your vehicle.


If there's a demand it will be offered.


I have to wonder if people who can't afford even minimal insurance can afford to keep their vehicle in a roadworthy condition.
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Will this sudden abundant road law enforcement that is needed precede or follow the system change?
 
supersunbird said:

Yes, some shack dweller driving a diesel smoke screen emitting 2001 Isuzu is going to be able to pay for someone else's care...
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OK... That's nice. Then they shouldn't be on the roads with a car and the consequences they can't afford.
 
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supersunbird said:
Will this sudden abundant road law enforcement that is needed precede or follow the system change?
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Why do you not have your own medical aid and disability insurance ?

F this where I need to pay for the incompetent.

Roadworthy required yearly.
Extra motivation. Criminal jail time for driving without insurance or unroadworthy.
 
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