Government considering new RAF tax because of EVs: Creecy

ToxicBunny said:
What if the Ferrari only drives once a month (cos its even more speshuler than his "panelbeater" bodged skedonk)
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Hmm then he's all at fault, isn't that how it works? The one who drives less is less risky?
 
ToxicBunny said:
What if the Ferrari only drives once a month (cos its even more speshuler than his "panelbeater" bodged skedonk)
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Well that is a fair comment as most Ferraris are not daily drives and only come out for special events or Sunday drives.
 
ToxicBunny said:
Did you miss the personal liability portion by any chance?
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Liability is not the same as injury or expenses. You'll find damages already covered is excluded. If there's hospital expenses that can be covered by the state or medical aid it's excluded. Personal liability covers when you are legally found to be liable. 3rd party truly only covers the bare basics. It's not this magic bullet you make it out to be so I don't know why you even put up a big fuss about it. If it replaces RAF it would need an entire overhaul.

wingnut771 said:
What does the R10m cover?
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Mostly only property damage.
 
Swa said:
Liability is not the same as injury or expenses. You'll find damages already covered is excluded. If there's hospital expenses that can be covered by the state or medical aid it's excluded. Personal liability covers when you are legally found to be liable. 3rd party truly only covers the bare basics. It's not this magic bullet you make it out to be so I don't know why you even put up a big fuss about it. If it replaces RAF it would need an entire overhaul.


Mostly only property damage.
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So they are lying?
1780317219726.png
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1780317497037.png

Third-Party Car Insurance: What You Need to Know | Hollard

Get the right car insurance coverage for your needs. Third-Party Insurance provides coverage for damages to another's property.
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1780317767922.png
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Third Party Insurance | 3rd Party Insurance | Auto and General

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1780317871336.png

Personal liability cover - Definition and FAQs | Naked

Personal liability cover protects you (financially) if a lawsuit or claim is brought against you for causing bodily injury or property damage – in and away from your home.
www.naked.insure www.naked.insure
 
Swa said:
Liability is not the same as injury or expenses. You'll find damages already covered is excluded. If there's hospital expenses that can be covered by the state or medical aid it's excluded. Personal liability covers when you are legally found to be liable. 3rd party truly only covers the bare basics. It's not this magic bullet you make it out to be so I don't know why you even put up a big fuss about it. If it replaces RAF it would need an entire overhaul.


Mostly only property damage.
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Why did you say you would look into it then?
 
Lupus said:
So they are lying?
View attachment 1912093
www.hippo.co.za

Third Party Car Insurance | Compare Quotes | Hippo

Basic cover done right. Compare third party car insurance quotes and secure affordable protection with Hippo.
www.hippo.co.za www.hippo.co.za
View attachment 1912096

Third-Party Car Insurance: What You Need to Know | Hollard

Get the right car insurance coverage for your needs. Third-Party Insurance provides coverage for damages to another's property.
www.hollard.co.za www.hollard.co.za
View attachment 1912099
www.autogen.co.za

Third Party Insurance | 3rd Party Insurance | Auto and General

Need third party insurance for your car? Get a 3rd party insurance quote today from Auto and General, South Africa's most trusted insurance company.
www.autogen.co.za www.autogen.co.za
View attachment 1912101

Personal liability cover - Definition and FAQs | Naked

Personal liability cover protects you (financially) if a lawsuit or claim is brought against you for causing bodily injury or property damage – in and away from your home.
www.naked.insure www.naked.insure
Click to expand...

But like you don't know how insurance works, and he does. Its all marketing speak obviously.
 
Jam Sandwich said:
Lol... This gets posted then a few minutes later..

TopAuto

Thread 'Motorists pay R45 billion per year for failing road fund in South Africa'

Motorists pay R45 billion per year for failing road fund in South Africa

The Road Accident Fund is technically insolvent despite receiving over R45 billion from fuel taxes every year.
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i knew people that got paid out from road accident fund.. not cool what happened but the amounts are crazy its no suprise they cant deal with 45mil annually
 
ghaye said:
I hope you don't ever find out the hard way about proportional damages. Let me put it this way. If a yahoo in his Ferrari drives into you, he's at fault no? Well you'll find a judge will most likely apportion 10% of the blame to you. So the Ferrari driver has to cover 90% of the damage and you'll have to cover 10%. 10% of a written off Ferrari is going to cost a fair chunk of change.
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That's not how proportionality works. It's where more than one party is at fault they are each assigned a proportion based on their responsibility. It does not override the responsibility of the party at fault. It does not mean you're 10% responsible for the damage of the guy in a Ferrari. In the case where two parties are at fault for their damage they're usually responsible for their own damage.
 
Lupus said:
So they are lying?
View attachment 1912093
www.hippo.co.za

Third Party Car Insurance | Compare Quotes | Hippo

Basic cover done right. Compare third party car insurance quotes and secure affordable protection with Hippo.
www.hippo.co.za www.hippo.co.za
View attachment 1912096

Third-Party Car Insurance: What You Need to Know | Hollard

Get the right car insurance coverage for your needs. Third-Party Insurance provides coverage for damages to another's property.
www.hollard.co.za www.hollard.co.za
View attachment 1912099
www.autogen.co.za

Third Party Insurance | 3rd Party Insurance | Auto and General

Need third party insurance for your car? Get a 3rd party insurance quote today from Auto and General, South Africa's most trusted insurance company.
www.autogen.co.za www.autogen.co.za
View attachment 1912101

Personal liability cover - Definition and FAQs | Naked

Personal liability cover protects you (financially) if a lawsuit or claim is brought against you for causing bodily injury or property damage – in and away from your home.
www.naked.insure www.naked.insure
Click to expand...
They're not lying but read the fine print. They usually don't cover what's already covered. Meaning if a car is already covered by insurance they don't pay and if medical expenses are covered they don't pay. They pay when you are found legally liable.
 
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