MyBB'ers in the United Kingdom & Ireland

prod said:
But I'm sure that's going to be a minority. There is a price cap in place for domestic students which doesn't exist for international students. They make most of their money from international students who come here to study cause they can fleece them.

Also that kind of explains my bitterness with the whole SWV thing as well, I pay NI yet I can't get benefit from state pension (though I am aware that nowadays it goes to more than that), I pay twice for the NHS (through income tax and IHS) - yet the general public thinks I'm a moegoe that get's everything for free, and the govt. is just role playing into that narritive due to them getting rinsed by Reform.
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Even a spousal visa means no access to any state funds. I am going to be throwing at least another £5k to get my wife to citizenship. It will be worth it in the end, but we are funding a **** ton with those fees and her NI tax.
 
killerbyte said:
Even a spousal visa means no access to any state funds. I am going to be throwing at least another £5k to get my wife to citizenship. It will be worth it in the end, but we are funding a **** ton with those fees and her NI tax.
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You don't need citizenship for access to funds, you get that with ILR.
But yeah, after going so far, citizenship makes sense for easier travel.
 
Sinbad said:
You don't need citizenship for access to funds, you get that with ILR.
But yeah, after going so far, citizenship makes sense for easier travel.
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Yeah, ILR will get us there but we want to go all the way, especially since its a shorter track for spousal visa holders to get citizenship straight after ILR (unless they decide to change the rules).
 
killerbyte said:
Yeah, ILR will get us there but we want to go all the way, especially since its a shorter track for spousal visa holders to get citizenship straight after ILR (unless they decide to change the rules).
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Yup
Only gotcha is you need to have been in the country on the exact day 5 years prior to your application.
You can get ILR a bit earlier than the 5 year thing - your 5 year clock starts counting on the day your visa is approved.
 
Sinbad said:
Yup
Only gotcha is you need to have been in the country on the exact day 5 years prior to your application.
You can get ILR a bit earlier than the 5 year thing - your 5 year clock starts counting on the day your visa is approved.
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so 5 years from the day she arrived in the UK? So then 29 Oct 2030 will be the magic day.
 
killerbyte said:
Even a spousal visa means no access to any state funds. I am going to be throwing at least another £5k to get my wife to citizenship. It will be worth it in the end, but we are funding a **** ton with those fees and her NI tax.
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Yea just for clarity, I'm not advocating for people on visas to get state funds, personally I couldn't care less about those benefits: the main benefit of ILR for me would be being able to apply for more jobs
 
prod said:
Yea just for clarity, I'm not advocating for people on visas to get state funds, personally I couldn't care less about those benefits: the main benefit of ILR for me would be being able to apply for more jobs
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You mentioned state pension...

Surely your NI contributions count from when you started working so by the time you've got ILR you should have 5 years of contribution history?
 
Sinbad said:
You mentioned state pension...

Surely your NI contributions count from when you started working so by the time you've got ILR you should have 5 years of contribution history?
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State pension requires at least 10 years of contributions, it seems a bit silly when the maximum length for a skilled worker visa is 5?

Would've been nice to have to option of opting out at least but it's not a big deal, whatevs
 
prod said:
State pension requires at least 10 years of contributions, it seems a bit silly when the maximum length for a skilled worker visa is 5?

Would've been nice to have to option of opting out at least but it's not a big deal, whatevs
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Yeah but after 5 years of SWV you get ILR? So then another 5 years and you qualify for a portion of the pension...

I mean you could do two stints of SWV in your lifetime for a total of 10 years and then qualify for a partial pension at 67 regardless of where you live, I imagine...?
 
Sinbad said:
Yeah but after 5 years of SWV you get ILR? So then another 5 years and you qualify for a portion of the pension...

I mean you could do two stints of SWV in your lifetime for a total of 10 years and then qualify for a partial pension at 67 regardless of where you live, I imagine...?
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That's all true but not really relevant if people just come here to work for a few years without any intention of settling. But then this is probably how it works in most countries.
 
It's one of my theories on them wanting to have it take 10 years for ILR, it forces you to at least once more apply for the visa (after 5 years) and pay all those costs again.
 
2026 said:
It's one of my theories on them wanting to have it take 10 years for ILR, it forces you to at least once more apply for the visa (after 5 years) and pay all those costs again.
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Does the visa length increase to 5 years? Ours need renewal every 2.5yrs.
The whole process is already expensive as it is. Meanwhile we try to save enough to buy a house, pay for studies etc.
 
PaulKempTheSecond said:
Does the visa length increase to 5 years? Ours need renewal every 2.5yrs.
The whole process is already expensive as it is. Meanwhile we try to save enough to buy a house, pay for studies etc.
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Sorry, I was thinking of my ancestral visa which is 5years.

I feel 'poor' even though I earn more than most - this is because I have to save up for IRL for the whole family.
 
PaulKempTheSecond said:
On a positive note, now that we have a healthy deposit saved up we’ve asked our landlord if he is willing to sell to us to which he has agreed.
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Best of luck.

We have been in our house for a year now. And altho being a home owner brings a new set of responsibilities, it does feel great to have a place of our own.
 
Tman* said:
Best of luck.

We have been in our house for a year now. And altho being a home owner brings a new set of responsibilities, it does feel great to have a place of our own.
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Its knowing that if you keep paying the mortgage on time then you will never be forced out. But then with the new rental laws as long as I keep paying my rent the landlord cant kick me out.
 
killerbyte said:
Its knowing that if you keep paying the mortgage on time then you will never be forced out. But then with the new rental laws as long as I keep paying my rent the landlord cant kick me out.
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It’s also about not pissing money away.
Have you done a calc on how much rent you’ve paid? Don’t, nobody needs that kind of negativity on a Friday.
 
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