Yes, understood. Im gona cancel the payment to cheque only, not close it. There are no money in the cheque, just used as a conduit to increase the savings before the new rule came into play.FNBy cheque free... 500 points for a active youth account, OR 1000 points for growing youth savings account. - if there is a fee/reversal/withdraw on the savings account the account wont "grow" by the required amount and 0 points awarded with no cheque.