Just got a call from discovery car insurance. I am currently paying them R1200 with R4000 excess (which I always have on hand, in emergency fund) but the sales person wants me to increase the premium to R1350 for R0 excess. I've only ever claimed once for a write off, in November 2020. Is this...
Can anyone clarify how it works when submitting a claim to insurance, for example a burst pipe, and paying the excess if the amount for the work done is lower?
The pipe burst just less than 4 months ago. They screwed the existing ceiling back with some extra screws and painted over the crack...