refinance

  1. SkillBeatsAll

    [Advice Needed] Refinance with same bank?

    Hello :) I'm 20 and a self-employed student. Bought a vehicle in Jan, and although I had a good credit score (690 on Clearscore), got an interest rate of prime + 3.5% (Wesbank) - I presume due to it being my first time buying & self-employed status. I was wondering if there was any merit in...
  3. C

    Refinance vehicle to get rid of residual?

    I purchased a vehicle in April 2015 with a residual. At the time I thought I would trade my vehicle in in 3/4 years time so the residual would be fine. However, I would like to buy a house in the next few months. It will be wiser for me to pay off my car and put the extra money in my bond...
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