Hey,
My two cents worth - I had the 12v downlighters with the transformers - and as said by everyone, the usual is more the Wattage of the globe rather than the voltage that you have to worry about.
I went out and got the Phillips warm white 5w globes. The reason for choosing phillips is that I decided to not get an electrician in to remove the transformers and change the fitting to the GU10 fitting (they wanted an absolute fortune!)... so on doing a whole lot of research, I found that the phillips globes which can connect to a transformer (electric and wire-bound) were better suited than other globes.
The risk you have when connecting an LED to a transformer is that, because the globe draws a lot less power, the transformer may struggle to give the output to the globe, thus resulting in the globe flickering or not working at all. Phillips seem to have built a globe that manages to avoid this problem (or at least I haven't had any issues).
There is a bit of speculation as well that if you use LED lights connected to a transformer, you don't get the same power saving as with a 220v GU10 connection, because the transformer still consumes power - I can't confirm this...
So if your current set up is already GU10 connection, then you should definitely stick with it! Do a bit of research online and go check out as many places as you can that sell LED globes.
I can tell you from personal first hand experience, I have seen a drop in my electricity bill since replacing my 50 Watt downlighters with 5 Watt LED globes - had them in for about 2 years now and all still working great!
One warning, while "cool white" might look great, be aware, in a home, it's a very sterile stark look - so test it out before you buy 100 globes
I am currently waiting for LED globes that are bayonet to replace the 11 watt CFL globes I have - advantages (hopefully) being that I shouldn't have to replace them (replacing CFL's once a year at the moment) and also should be able to use a 6 Watt LED in place of the 11 watt CFL globe... if anyone has any advice on this, would be grateful!