What to do with 30k

[Other Pineapple Smurf]

Exactly what I'm doing. First need to pay off 11k to Vodacom this month then increasing my car installment. However, I won't have a deposit for a house, I will start off fresh with no other debt on the side.

Earlier this year I had two choices, pay off all my debt (no small task) or buy my first house. I bought the house. Sure I've got no more money but buying the house was the best move ever especially in the current market.

If I sold my house today (which I've only been living in for 4 months), I would not be able to pay off all my debt and walk away with R200K profit. If I had instead paid off my debt and then saved up again to buy a house, I would have sat with a bond payment that would be equal to my current bond and debt repayments but these debt payments will decrease over the next 2 years till they are all paid off.

Sometime you just have to take the chance.