I feel you. This I think is one of the most difficult times of the year, coming out of a long grey cold winter add to that a baby and the ILR uncertainty it must be very unsettling.
Have you been 'home' for a visit ? I might suggest you do that , I think you will find things have changed a lot...
I am about to upgrade my old Polar. I am trying to decide between the Garmin 165 or the Coros Pace 3. Currently the only downside of the Pace 3 is the MIPs screen.
£100 for a colour and cut is very cheap. My wife has started to do the colouring herself because it is so expensive. A colourist is also a very personal choice, does the salon have very good reviews.
YEAH, no. Tell hm to get bent. As I understand it you are his sitting tenants , so no loss to him if in the unlikely event it doesn't go through, you can continue renting while he markets the property again. And as Tman said this could be an omen of things to come.
Your solicitor will help with this, as long as you can prove the source of the funds for example you sold your SA home for 1 bar and have the paper work , then the funds sat in this account and were finally transferred to this UK account. Similarly for cars / investments , inheritance. As...
From my experience you need to almost harass your solicitors from the start. Ours seemed to take ages to respond to anything, he liked to blame the vendors solicitor for delays etc. I realise I wasn't their only client but it took days to respond to emails and I had to get past his PA to talk...
I go into battle near the end of November, according to the moneysavingexpert if you start getting quotes 26 days before your policy expires you can make bit of a saving. Not sure how true that is