Recent content by MusicalMan

  1. M

    Buying a new house

    Cute - You made a funny through sarcasm :)
  2. M

    Buying a new house

    Thanks The seller of the new house would need to agree though, right?
  3. M

    Buying a new house

    Hello Everyone What is the normal process when you want to sell your house and buy a new house? Let's say you apply for a bond for the new house, does the bank when assessing affordability take into account that you won't be paying the bond on the old house anymore? Are you meant to sell...
  4. M

    Home Affairs woes

    Ended up going back to Home Affairs Apparently there are some system upgrades happening and everyone who recently did an application will receive that SMS which can be safely ignored.
  5. M

    Home Affairs woes

    It actually wasn't that terrible at Stellenbosch I just figured that once that was done we wouldn't have to go back Seems like I was wrong.
  6. M

    Home Affairs woes

    Hi Everyone So my wife did her application for a re-issue of her ID with a surname change. She paid the R140 and went on her way. Today, she receives an SMS from home affairs saying: "1st Notice: Application for ID for "insert_id_number" cannot be finalised. Payment outstanding. More...
  7. M

    Traffic Fine Confusion

    Thanks all - Appreciated I just paid it and hopefully that's the end of that
  8. M

    Traffic Fine Confusion

    Hi Everyone I received a fine in my postbox today. (R600) The date of the offense 15 October 2021 Payment should have been made by the 3rd December 2021 I only received this letter yesterday, so what happens now? I checked on PayCity and there is a summons number and a court date. I haven't...
  9. M

    Switching Bonds

    Thanks Absa said that the costs would be R21k without the discount. I don't mind forking that out if I'm saving in the long run
  10. M

    Switching Bonds

    Is it possible to negotiate a better rate with your bank? So, get an offer from Absa with a better rate, send that to Nedbank to better it?
  11. M

    Switching Bonds

    I'm thinking a better rate will help me in the long run? I don't actually want to decrease my installment, I want to leave it as is and with a better rate, pay the bond off quicker.
  12. M

    Switching Bonds

    Thanks Yep - Just read there cancellation story. It is 3 month's interest. I was under the impression that you give the 90 days notice and then if you have not gotten approval elsewhere, it leaves you in kind of no-mans land - I was wrong. The 90 days thing is valid for a year.
  13. M

    Switching Bonds

    The notice thing is where I am confused I believe Nedbank has a 90 day notice period. What is Absa approves the move to them within that 90 days, that means I'm going to pay a penalty? Kind of have to get Absa to only approve after the 90 days?
  14. M

    Switching Bonds

    Hi Everyone What is involved with switching a bond from one bank to another, specifically from Nedbank to Absa Current have a bond with Absa and one with Nedbank. My "main" bank is Absa I figured move the Nedbank one to Absa, maybe get a better rate? What costs should I be aware of? Thanks
  15. M

    Afrihost - Pure Fibre Feedback Thread

    Thanks Are you on Octotel as well?
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