Your current insurance probably doesn’t cover the replacement of your car

Depends. The insurance is for the replacement of your vehicle which is normally a halfway point between book and trade so this should not be an issue out the norm. Now for the insurer, its a different kettle of fish.
 
Your current insurance probably doesn’t cover the replacement of your car

Following years of unforeseen car price inflation, your current insurance plan probably isn't sufficient to cover the replacement of your ride in the event of a total loss.
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