Medical Aid Comparison & Selection Wizard

TheOracle said:
Not sure I follow?
Click to expand...
The result you posted said med-100 which is a hospital only plan. If the criteria in the search requires savings ( can't recall if it's one of the questions) then the positive result is incorrect if it's a hospital only plan.
 
Kosmik said:
The result you posted said med-100 which is a hospital only plan. If the criteria in the search requires savings ( can't recall if it's one of the questions) then the positive result is incorrect if it's a hospital only plan.
Click to expand...
Okay thanks. There is an option

1000023794.jpg
 
Kosmik said:
That's a pretty high plan on momentum. I susoect you'll find besides a savings component, you likely had access to a ATB? That makes a big differance with Day to Day and specialist care.
Click to expand...
i brought my mom on before all the hospital stuff i mentioned.
at the time of her coming on board, she was already 62, cardiac problems and paralysed from the waist down - a pretty high risk client !!
because of her medical history i took maximum cover - needless to say premiums were loaded.

having said that, service was very very good, and no problems related to authorisations / dsps etc.
looking back - money well spent
 
Does it need to cater for adult dependants over 80? Aren't they priced differently?
 
neoprema said:
Does it need to cater for adult dependants over 80? Aren't they priced differently?
Click to expand...
Most medical aids in SA treat anyone 21+ as an adult dependant and charge the adult rate (which is usually the same or very close to the main member rate). Over 80 doesn't normally change the monthly contribution further, it's the same adult rate. The main differences for older folks come in with late-joiner penalties (if they've never been on medical aid) or higher chronic risk, but the base pricing is the adult dependant rate.
 
What we actually also need is something that can tell you the cheapest plans for all risks cover.
Because some of the entry level plans have exclusions or very low limits for implants/back surgery/cancer etc which in my mind makes them pointless. I don't mind using network hospitals or similar but I do want full coverage for all medical procedures.
 
airborne said:
What we actually also need is something that can tell you the cheapest plans for all risks cover.
Because some of the entry level plans have exclusions or very low limits for implants/back surgery/cancer etc which in my mind makes them pointless. I don't mind using network hospitals or similar but I do want full coverage for all medical procedures.
Click to expand...
That can be nice. I've used the tool to create a shortlist and then when you download their brochure/PDF then you see that a lot of inclusions are on that plan.

But that might become too complex for the tool logic...
 
airborne said:
What we actually also need is something that can tell you the cheapest plans for all risks cover.
Because some of the entry level plans have exclusions or very low limits for implants/back surgery/cancer etc which in my mind makes them pointless. I don't mind using network hospitals or similar but I do want full coverage for all medical procedures.
Click to expand...
I will investigate and see if it is feasible.
 
Would be nice if at the end you could enter the plan you're currently on and compare to the suggestions.
 
airborne said:
What we actually also need is something that can tell you the cheapest plans for all risks cover.
Because some of the entry level plans have exclusions or very low limits for implants/back surgery/cancer etc which in my mind makes them pointless. I don't mind using network hospitals or similar but I do want full coverage for all medical procedures.
Click to expand...
No plan really has all risks. All have some form of caps or limits, even the very expensive ones. Brokers are supposed to know that but most I've engaged with just point to the brochures and the main concerns ie: which hospital/dsps, how much % cover and MSA/ATB.

It is a hell of a minefield to navigate.
 
Azbubu said:
Anyone on Bonitas? Seems too cheap, what’s the catch?
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Been on Bonitas Bonave since 2009 to date, I do the screening checks done in January , unlock the 5000 benefit booster since introduced and use that in the year allowing my savings which adds to my accumulated savings for the next year and rinse & repeat.
Never had an issue with them even with the new Momentum take over but then again, I am in the industry
 
Azbubu said:
Anyone on Bonitas? Seems too cheap, what’s the catch?
Click to expand...
www.businessday.co.za

Bonitas blames Medscheme for medical scheme backlog

Members complain over unresolved queries and delays after switch from Medscheme
www.businessday.co.za www.businessday.co.za

RedViking

Thread 'Bonitas blames Medscheme for medical scheme backlog'

www.businessday.co.za

Bonitas blames Medscheme for medical scheme backlog

Members complain over unresolved queries and delays after switch from Medscheme
www.businessday.co.za www.businessday.co.za


Members of Bonitas medical scheme are up in arms over unresolved
queries and hospital authorisations after it changed administrators
earlier this week.

Bonitas is South Africa's second-largest open scheme, with 750,000
beneficiaries, making the switch in administration companies the
biggest the industry has seen yet.

Bonitas has blamed its members' woes on its previous administrator,
Medscheme, which in turn has pointed the finger at the new service
providers, Momentum...
  • RedViking
  • bonitas claims council for medical schemes (cms) health professions council of south africa (hpcsa) medical aid medical claims and authorisation medical scheme medscheme momentum
  • Replies: 42
  • Forum: News and Current Affairs
 
RedViking said:
www.businessday.co.za

Bonitas blames Medscheme for medical scheme backlog

Members complain over unresolved queries and delays after switch from Medscheme
www.businessday.co.za www.businessday.co.za

RedViking

Thread 'Bonitas blames Medscheme for medical scheme backlog'

www.businessday.co.za

Bonitas blames Medscheme for medical scheme backlog

Members complain over unresolved queries and delays after switch from Medscheme
www.businessday.co.za www.businessday.co.za


Members of Bonitas medical scheme are up in arms over unresolved
queries and hospital authorisations after it changed administrators
earlier this week.

Bonitas is South Africa's second-largest open scheme, with 750,000
beneficiaries, making the switch in administration companies the
biggest the industry has seen yet.

Bonitas has blamed its members' woes on its previous administrator,
Medscheme, which in turn has pointed the finger at the new service
providers, Momentum...
  • RedViking
  • bonitas claims council for medical schemes (cms) health professions council of south africa (hpcsa) medical aid medical claims and authorisation medical scheme medscheme momentum
  • Replies: 42
  • Forum: News and Current Affairs
Click to expand...
It been a change hey , I have to say that Momentum and Bonitas are working well with everyone to resolve all the escalations and queries, well for us they seem to be.
 
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