Warning for motorists with car insurance in South Africa

[TopAuto]

Warning for motorists with car insurance in South Africa

An insurance expert warned that South Africa's new driving laws will prompt insurance companies to raise monthly premiums due to the new risks they present.

 

[Lupus]

Really? Fines brings risks?

 

[Neuk_]

 

[sensus communis]

They will just add some other access on top of the current access

 

[ghaye]

I have not seen this mentioned in any of my insurance policies.

 

[Lupus]

View attachment 1918044

I have not seen this mentioned in any of my insurance policies.

Well they all do say you require a valid drivers license if you're the driver of said vehicle yes. AARTO can remove the validity of that license, unlike the card expiring.

 

[ghaye]

I'm wondering how our business has a driver's license? Plenty of vehicles on that policy.

 

[ghaye]

Well they all do say you require a valid drivers license if you're the driver of said vehicle yes. AARTO can remove the validity of that license, unlike the card expiring.

Yes you can't drive without a license but you sure as hell can insure a vehicle without a driver's license.

 

[Lupus]

Yes you can't drive without a license but you sure as hell can insure a vehicle without a driver's license.

Yup indeed, I don't know if it will effect the premiums, but it might have some excess or something you'd need to pay if in an accident.
I mean you can buy a car without a drivers license, not on finance obviously.

 

[ghaye]

Yup indeed, I don't know if it will effect the premiums, but it might have some excess or something you'd need to pay if in an accident.
I mean you can buy a car without a drivers license, not on finance obviously.

That also makes no sense. Why would it matter whether you have a license or not? Buying a car does not mean you are the one using it. Idiotic policy.

 

[Sworaxe]

“We’re looking at over 2,000 accidents a day on roads where an estimated 65% to 70% of vehicles aren’t insured, according to data from the Automobile Association (AA) and the South African Insurance Association,”

 

[Scooby_Doo]

Third party mandatory - why is government so anti that as a solution.

 

[Lupus]

Don't worry, you don't need insurance if you're only driving 5km a week.

 

[Lupus]

Third party mandatory - why is government so anti that as a solution.

Cause people will moan, why must they pay for others risk, they only drive 5km a week.

 

[Scooby_Doo]

Cause people will moan, why must they pay for others risk, they only drive 5km a week.

AI argues that SA people are too poor and enforcement is impossible.

If you can afford to drive a car you can buy 3rd party insurance. I reject any possible argument against that.

Enforcement affects everything including an actual driver's licence.

 

[Lupus]

AI argues that SA people are too poor and enforcement is impossible.

If you can afford to drive a car you can buy 3rd party insurance. I reject any possible argument against that.

Enforcement affects everything including an actual driver's licence.

But it's a scam, why should people who only drive 5km a week have to pay? They are less of a risk

 

[SauRoNZA]

Yes you can't drive without a license but you sure as hell can insure a vehicle without a driver's license.

It's the CLAIM part that matters.

 

[Scooby_Doo]

But it's a scam, why should people who only drive 5km a week have to pay? They are less of a risk

Tough, sell the car and use uber.

 

[Lupus]

Tough, sell the car and use uber.

Indeed, but that is some of the mindsets we have on here even.

 

[Corelli]

70% of road users dont have insurance currently.

I had a new BMW X3 plough into my car. Guy claimed no insurance, and mine ended up paying for mine. They raised my premium by 3x.

Yet his BMW X3 was fixed 2 weeks later.

Then I found out he had signed up with my insurance provider as part of the deal, for them not pursuing him. I have since moved to another provider.