Say goodbye to bank cards as you know them in South Africa

[Newsfeed]

Say goodbye to bank cards as you know them in South Africa

South Africa's banks have continued to see rapid growth in the adoption of digital wallets and virtual cards in 2026, technologies which enable people to transact without physical bank cards.

 

[uchoose]

My partner and I have our own bank accounts and a capitec account in her name and I am a secondary user of the account, for bill paying and groceries which we both contribute to monthly. I as as the secondary holder cannot use it in my samsung wallet or any wallet. I am forced to use the plastic card as there system cannot do it. Discovery Bank can.

 

[Zuner]

I used to respect the articles posted by Mybb, now it's just a bunch of crap with clickbait titles all over.

 

[Unreal]

My partner and I have our own bank accounts and a capitec account in her name and I am a secondary user of the account, for bill paying and groceries which we both contribute to monthly. I as as the secondary holder cannot use it in my samsung wallet or any wallet. I am forced to use the plastic card as there system cannot do it. Discovery Bank can.

Move to discovery bank

 

[deweyzeph]

Move to discovery bank

I love the way Discovery Bank handles secondary cardholders on credit card accounts. Set both my elderly mom and my wife up as secondary cardholders, they both can see their usage of the card in the Discovery app with their own login details. I setup a virtual card for my wife only and she uses it with Apple Pay no problem, and my mom, who is less technology-inclined, got a physical card. Was super easy to setup.

 

[Pegging]

As long as the virtual card still works when your phone or other devices battery is flat it will be a great idea.

 

[deweyzeph]

As long as the virtual card still works when your phone or other devices battery is flat it will be a great idea.

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[irBosOtter]

I haven't had a physical card for over 5 years.

 

[deweyzeph]

I haven't had a physical card for over 5 years.

Annoys the crap out of me that FNB still insists on sending you a physical card even if you don't want one. Capitec and Discovery both give you the option to only have a virtual card.

 

[Pegging]

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[deweyzeph]

View attachment 1946353

 

[Crowley]

View attachment 1946354

@lexity ?

 

[Smiggles]

Move to discovery bank

Getting spammed to death is really nice yes

 

[Smiggles]

As long as the virtual card still works when your phone or other devices battery is flat it will be a great idea.

Haven’t had my phone just die on me in 11 years. Battery tech have come a long way

 

[gregmcc]

can't we rather say goodbye to this shoddy journalism!

 

[lexity]

@lexity ?

?

 

[irBosOtter]

Annoys the crap out of me that FNB still insists on sending you a physical card even if you don't want one. Capitec and Discovery both give you the option to only have a virtual card.

I just never accepted the card delivery and cancelled it on the App, they stopped trying to send me one a few years ago

 

[satanboy]

Getting spammed to death is really nice yes
View attachment 1946377

I have a Discovery Bank card and do not receive any correspondence or calls from them (except for payment reminders).