debt consolidation

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    Credit Bureau Checks - not showing all debt?

    Hi everyone I hope everyone is doing well. TLDR - I am in discussion with a 3rd party debt collector agency to pay off Clicks Credit Card debt from years ago, BUT this particular debt does not appear on any credit bureau checks. Should I still pay it? Is this agency legit? Some more details...
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    Third-party debt consolidators

    Hello I need advice on applying for debt consolidation...I was approached a company called "iMaliSave" and they offered to cut both my car and credit card instalment in half. The offer really sounds too good to be true. I'm just not sure how third-party debt consolidation companies are...
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    Looking for advice on debt collection

    Hi , can anyone assist? I had an account that went into arrears. I have been paying the account for three years which was collected by a legal firm call centre. They have exorbitant charges so you don't want to call or email because they really charge you. As from November 2018. They have...
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    Debt Consolidation

    Hi Guys, I'm asking for advice on behalf of my parents. They have around R120 000 in Credit Card Debt as well as R106 000 Car Residual they now need to pay. However, their Home loan is only at R95 000 but originally registered at R200 000. After a bit of research its quite clear that if...
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