debt counselling

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    if debt counselling gone wrong, who do I complain to?

    hi guys I believe a debt counselling company did me wrong, they didnt do their job. i didnt miss a payment but somehow i still owe R30 000. i did the math and sums according to the court order and if not for this company i would of been debt free. so i want to complain and take my findings /...
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    Credit Bureau Checks - not showing all debt?

    Hi everyone I hope everyone is doing well. TLDR - I am in discussion with a 3rd party debt collector agency to pay off Clicks Credit Card debt from years ago, BUT this particular debt does not appear on any credit bureau checks. Should I still pay it? Is this agency legit? Some more details...
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    Looking for advice on debt collection

    Hi , can anyone assist? I had an account that went into arrears. I have been paying the account for three years which was collected by a legal firm call centre. They have exorbitant charges so you don't want to call or email because they really charge you. As from November 2018. They have...
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    Understanding a Credit Report

    Hi All! So I come here in search of help in understanding credit reports. Long story short, I recently left debt review voluntarily as I felt I could better repay my credit providers on my own, and I need access to credit again. During my debt review (4 and a half years) I never...
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    Leaving Debt Review, an Easy (ish) Guide.

    Good Day All!! First post, but I did feel it is pertinent that someone makes mention of it and I am sure there are many people under debt review who are in the same position as me, so here goes! Way back in 2012 I had the misfortune of being retrenched and being without a means of income for...
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