mortgage

  1. C

    First Time Home buyer: How common is it for Agent to ask Purchaser/Buyer to use part of their deposit to settle Seller's municipal and eskom arrears?

    I put in a R1.8m+R0.5m deposit offer on a 4-bed house currently under executorship. I believe that's the legal term they use when an owner dies. The husband died a few years ago from what I gather. Since then the wife seems to have been struggling to maintain the place. Eskom and water were both...
  3. R

    How to EFT into Absa Home Loan Directly

    Hi All, Been trying to get hold of Absa from Europe which has been thus far unsuccessful. I need to get my rental income paid directly into the Absa home loan. Has anyone figured out how to do this via EFT? Is it as simple as creating a new Absa beneficiary with the Absa home loan as the...
  4. A

    Mortgage interest rate expiration?

    Bought a property May 2019 and have been paying diligently (including extra R2k/month on average). Variable interest rate: prime -0.1. Absa sent a letter this month saying that my interest rate will expire next month and the new interest will be prime +0.05. Just seems fishy that they'd suddenly...
  5. NeonNinja

    Is renting really a waste of money?

    https://youtu.be/NZR_vMTLfIk
  6. S

    Recent experiences with homeloan application

    Took some time to write up my recent experiences over in Health, Wealth and Leisure and figured I may as well post something here with proper tags. I recently went through the experience of buying a home and applying for a bond and thought I'd write up something on my experiences for...
  7. NeonNinja

    What's happening here? Mortgage bond/loan?

    Ok, I'm not clued up when it comes to property and the like. So I arrive at home, see a letter on the table: Er, so? What's exactly happening? Our house being bought by the same people? Huh? :wtf: :D
  8. R13...

    Buy house or Invest?

    Houses prices are very unfavourable. How would you proceed, put R12, 000 into unit trusts for the next 10/20 years (time to pay off a house) or buy a house and invest about R6000?
  9. M

    Mortgage Protection Plan Cover (Life Cover)

    Guys, just a quick question, I'm in the process of buying a property (all stuff approved and now I'm left with meeting the attorneys to register the bond). The lender gave me a quotation for the Mortgage Protection (for those not in the know, this is a life cover should anything happen to you...
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