13th Cheque options...

[The_Unnamed]

Its that time of the year again, and i am in a bit of a pickle.

I cannot decide which option is better.

Option A) Deposit the 13th cheque straight into a savings account and leave it there.

Option B) Use it all to pay off a big chunk of my car.

Option C) But a new gaming laptop.


I would rather do option C out of all of those but its not the most responsible choice .

 

[Pooky]

Option C for sure!

 

[The_Unnamed]

Option C for sure!

the MSI GT70 is calling my name!!

 

[Azbubu]

Option D - Donate it to the church.

 

[Sinbad]

Option B.

 

[Wikkels88]

Option C) But a new gaming laptop.

Duh...
Pointless thread

 

[DJ...]

Um, paying off your car is a no-brainer from a financial point of view...

 

[J_S]

Option C for sure

 

[STS]

Better... or more fun?

 

[The_Ogre]

Damn, there's still companies giving 13th cheques?!

 

[DrewChan]

Pay off Car!!!!

Unless you meet your payments easily and live a fairly comfortable life-

Although why people buy laptops for anything beyond business........

 

[I.am.Sam]

Option D - Donate it to the church.

ironic ?

Damn, there's still companies giving 13th cheques?!

true im wondering if il even get a nice %

 

[R13...]

C). Something nice for yourself, being a slave to the man can go to hell.

 

[The_Unnamed]

Pay off Car!!!!

Unless you meet your payments easily and live a fairly comfortable life-

Although why people buy laptops for anything beyond business........

That's the thing, i am not struggling money wise. Last year i put it in savings which helped pay for my phone and will be going towards my TV.
But this year i am trying to use my head a bit more.

 

[thestaggy]

Pay the car off. The sooner that's out of the way the better.

 

[DJ...]

C). Something nice for yourself, being a slave to the man can go to hell.

The solution there is not to willingly take on debt. Not to pay the bare minimum - "the man" earns more in those scenarios...

 

[I.am.Sam]

That's the thing, i am not struggling money wise. Last year i put it in savings which helped pay for my phone and will be going towards my TV.
But this year i am trying to use my head a bit more.

Oh ya forgot that

D) buy new tv ..fyi game has good ones on special

 

[The_Unnamed]

Oh ya forgot that

D) buy new tv ..fyi game has good ones on special

. I missed the Dion Wired Friday only special .

 

[Former member 61586]

pay car off sooner. will thank me later.

 

[SauRoNZA]

Register on http://www.etfsa.co.za and buy yourself two ETF portfolios with 66% of the money (33% each) and spend the other 33% on something you like.

Or...

Put 33% in an ETF.
Put 33% in your car (depending on your loan agreement it might make no sense to pay it off faster)
Put 33% into something you really want.