27.7% for loan with Direct Axis

Totally understand. But unless this is an emergency I would highly recommend just stay away....
 
Everyone seems to have missed the fact that the OP has stated they cannot get a loan from one of the banks...

This instantly makes me tend toward them being a risky proposition which is why DirectAxis will hit them for the highest interest rate possible.
Almost, the highest would be the current repo rate + 21% = 27.75% (not 100% sure what the repo rate is right now and too lazy to google)
 
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