Bank Zero will only open next year

However Bank Zero differs in that it will not offer credit and will handle all of its services and communications via an app.
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I don't care about stupid banks (Zero and Discovery) which are only app based. I prefer using a browser on a computer. So when they launch is of no matter to me, beyond commenting as I just have.
 
I'm largely expecting a largely stillborn entity if they only launch then....
 
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