Bonitas vs Discovery

AFAIK transplants are a PMB - so both should cover

Designated service providers would be important to know though - but they usually won't give you this imformation

Also make sure you are upfront about pre-existing conditions when you apply - otherwise you effectively could get blacklisted
 
Also make sure you are upfront about pre-existing conditions when you apply - otherwise you effectively could get blacklisted
Doesn’t the exclusion on pre-existing conditions expire automatically after a maximum of 12 months?
 
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