Cellphone contract

Lol. If your credit score is really crap, no service provider will provide you credit or else they run the risk of being labelled a reckless lender.
 
Some of us credit score is low due to the fact that we don't have lot of expenses
 
FortuneM55 said:
Some of us credit score is low due to the fact that we don't have lot of expenses
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I usually prefer to give out the whole thing but here is a small tip: Never Apply for credit online if you dont have any credit score, apply in person and bring along the required documentation, once they run a credit check you will obviously fail and get declined, so what you do is ask them to send in your documents for review, A human being in the credit department will take a look at your documents and if your affordability is fine then they will override the system and approve your application manually.

If you apply online then you have no recourse because the system is designed to automatically decline any applications that dont have sufficient credit score.

Only people with established credit profiles and good credit scores should be applying online.
 
FortuneM55 said:
I will try that cause I just went in one shop only then left
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Yeah unfortunately most times it depends on the person assisting you instore, sometimes they are eager and will go above and beyond to ensure that your application gets approved, some employees just don't care however, if your application gets declined they just tell you there is nothing they can do because they are lazy to scan the documents and send them to head office/ credit department.

Goodluck
 
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