Archer
Honorary Master
The psu fan also helps suck all the latent heat out the box when it is at the top. Heat rises so having it at the bottom makes no sense to me.
Basic physics is the reason.
Hot air into PSU = hotter PSU = more resistance = more power needed = even hotter = more resistance = etc etc etc
Ok, ok, it will never be quite that bad, but there is a small efficiency drop due to the added heat. Hence most cases now let the PSU be its own zone, with no air from anywhere else going near it.
Oh also, even the worst fan in the world will be able to force the hot air from a PC downwards. Simple hot air rising has very very little force behind it. Whatever fans you have in your case will dictate the direction of airflow, not the "hot air rises" thing.