Cheapest Best Saving Account

[greggpb]

Looking for a saving acount that is Cheap..
offer's 2 cards and cheap internet backing and EAP ?

Anyone ?

 

[Smooth Criminal]

You're unlikely to find cheapest and best, there's always a compromise

Perhaps you can prioritise your requirements from most important --> less important?

 

[greggpb]

Sorry.. Cheapest account with Internet banking.. it is gonna be used for putting rent and expense money in. but needs to have 2 cards

 

[Hot_Chocolate]

wizzit dt card. not sure if you can have two cards on one account. monthly internet fees are R19, 99. not sure how much they charge per transaction. ask The_Librarian. I don't have internet access enabled on my account

 

[Smooth Criminal]

FNB Smart account - R59.99 per month, unlimited transactions (transactions defined on the link below), free internet banking. Not sure about having 2 cards though. I think that you're only allowed more than 1 card if it's a cheque account or credit card.

http://www.fnbweb.co.za/cbs/pricingguide/Personal/Smart_e.asp

 

[BLIXEMPIE]

Mzansi savings accounts at various banks charge no monthly fees. You only pay a minimal amount per transaction or withdrawl. But unfortunately no internet banking or debit orders.

 

[W@P]

You could try Capitec,

Transactions are free when swiping the card and you can have up to 4 additional accounts linked to you main account at no extra costs. They have a very good interest rate on savings.

They also have a basic internet banking feature, it does what you need to.

 

[Hot_Chocolate]

Mzansi savings accounts at various banks charge no monthly fees. You only pay a minimal amount per transaction or withdrawl. But unfortunately no internet banking or debit orders.

don't you need to earn below x amount to qualify? I recall something like that

 

[Smooth Criminal]

don't you need to earn below x amount to qualify? I recall something like that

Don't think so, but I'd be careful about those accounts. If I recall, your balance cannot exceed a certain amount and you're only allowed a minimal amount of transactions per month.

There are other restrictions too. You're only allowed one deposit into the account, thereafter you have to pay a certain fee per deposit. I don't really think that it's suited to what he intends to use it for.

 

[greggpb]

Account should have a 8-10 grand through put am month.. just rent and elect and water