18.Credit/ Debit Cards method for PAY-AS-YOU-GO Model
(1) Where payment is made by credit card, CIPC may require additional information in order to authorise and/or verify the validity of payment. Customers warrant that they are fully authorised to use the credit card supplied for purposes of paying for services. Customers also warrant that the credit card has sufficient funds to cover all the costs incurred as a result of the services used on any of the CIPC channels.
(2) CIPC only accept Visa and Master credit cards. American Express and Diners Club cards have been excluded as payment methods.
(3) All debit cards will are accepted. Please note that in order to make the payment for services by debit card, you have to be linked to an internet banking system.
(4) Any challenges with the online payment must be referred to the support service of your bank.
(5) Any dispute concerning the funds withdrawal or crediting of funds to your bank card must first be referred to CIPC before a credit card is chargeback by your bank.
(6) Only 3D Secure/Secure Code technology enable cards will be accepted. If your bank has no appropriate certificate to use this technology, your payment via the payment system will not be processed.
19.Security Policy for “Pay-as-you-go” Model
(1) Payment by credit or debit card is made through the website of the electronic payment system. Security of payments through payment portal is ensured by Secure Sockets Layer protocol (SSL) used for confidential information transmission from a customer to the payment portal server for further processing. Further transmission of information is carried out via the closed banking networks which are practically impossible to penetrate.
(2) The processing of confidential customer information (credit card numbers, cardholder, expiration date etc.) is done in the processing center of the bank that is contracted to provide services to CIPC. Thus, nobody, not even a seller, can receive the customer's personal and credit card data, including information on his/her purchases.
(3) The safety of the payment procedure is ensured by traffic encryption (SSL).
Features of payment via Visa Electron and Master cards:
(4) Customers must make sure that card has a CVV2 (CVC2) code, located on the back of your card.
(5) All transactions are encrypted using appropriate encryption technology.