Credit Rating

[VG008]

Hi All,

I read an article about credit ratings, see http://db.tt/vfEOoyTD
In the article, it states that if your credit Score is greater than 660, it is considers good.

I normally get my credit history from TransUnion, but they don't provide the credit score.
My question; Were can I get my credit score from?

Thanks

 

[Dolby]

I think credit health ... http://www.credithealth.co.za/

EDIT : Yup - just checked. I'm on 800+ .. yay!

 

[HavocXphere]

There is actually an official place to check...can't remember the name. Was on carte blanche last week.

 

[Bundu]

I think credit health ... http://www.credithealth.co.za/

EDIT : Yup - just checked. I'm on 800+ .. yay!

but it seems their report is not free?

 

[Dolby]

I did pay, yes ...

But I thought maybe they have one per year free? Not sure though.

But I was buying a house and the asking price was worth it for the level of detail and to make sure I didn't have any oopsies

EDIT : I don't see anything about the free one - so I must be be wrong BUt's all 3 of them companies combined, so the most comprehensive

 

[Bundu]

you're right - had a look at the sample report and it is very comprehensive and obviously worth it if one intends asking for a larger loan

 

[VG008]

Thanks guys. I've seen the Sample report and it is exactly what I need.

 

[JustAsk]

Thanks guys. I've seen the Sample report and it is exactly what I need.

The credit health report is just a combination of 2 FREE reports from Experian and Transunion.Only Experian give a credit score.
Sign up for both and get them for free.The third one, XDS, is geared towards business.

 

[supersunbird]

The credit health report is just a combination of 2 FREE reports from Experian and Transunion.Only Experian give a credit score.
Sign up for both and get them for free.The third one, XDS, is geared towards business.

Where does the credit score show on Experian? I got the free one but see no score..

 

[JustAsk]

Sorry for the late reply.

You need to fax them fica documents for verification,then you'll have access to the full report.

You currently do not have access to the full CreditExpert report.
You are only allowed to view summaries and account details on your report. To obtain full acess, please forward the following documentation to Experian:

Proof of identification
Proof of residential address

(fax) 011 707 6700 or (email) [email protected].


@VG008
Transunion - https://mytransunion.co.za/
Experian - https://www.creditexpert.co.za/

 

[VG008]

Sorry for the late reply.

You need to fax them fica documents for verification,then you'll have access to the full report.

(fax) 011 707 6700 or (email) [email protected].


@VG008
Transunion - https://mytransunion.co.za/
Experian - https://www.creditexpert.co.za/

Thanks, I usually get my history from TransUnion, however they don't say what your credit score is.
I've sent my documentation to Experian, waiting for a response now.

 

[VG008]

Got my credit health report. Rating sitting at 798.
Just don't like that their queries show up on the history.