We bought a new car a few months ago and insured it through Discovery Insure. Part of the package is a "DQTrack" tracking device. Aside from the usual vehicle recovery functionality, this device lets you log on and see where your car is, create trip log reports, maximum speed reports etc. It's actually brilliant considering it's "free".
Today I logged on to draw just such a report, and found that the information history stopped at 12:00pm on 6 June. I phoned Discovery's call centre to see what the issue was, only to be told "We are not receiving information from the device. We need to make a booking for a repair or replacement."
As I have to wait two weeks before they can come and sort it out, I asked if a non-functioning tracking unit would affect any claims. "Now that we have a booking for a repair, you are fully covered even though the unit is not working."
That's fine, but what if I hadn't checked? Would I merrily drive around with a dud tracking unit? What if something happened before I noticed; would I be covered?
I know other tracking companies ask that you run tests on occasion, but Discovery doesn't, so where does the responsibility lie?
Today I logged on to draw just such a report, and found that the information history stopped at 12:00pm on 6 June. I phoned Discovery's call centre to see what the issue was, only to be told "We are not receiving information from the device. We need to make a booking for a repair or replacement."
As I have to wait two weeks before they can come and sort it out, I asked if a non-functioning tracking unit would affect any claims. "Now that we have a booking for a repair, you are fully covered even though the unit is not working."
That's fine, but what if I hadn't checked? Would I merrily drive around with a dud tracking unit? What if something happened before I noticed; would I be covered?
I know other tracking companies ask that you run tests on occasion, but Discovery doesn't, so where does the responsibility lie?