Do you use cash?

How often do you use cash?

  • Regularly

    Votes: 73 15.7%

  • Occasionally

    Votes: 86 18.5%

  • Rarely

    Votes: 241 51.9%

  • Never

    Votes: 61 13.1%

  • Other

    Votes: 3 0.6%
  • Total voters
    464
I always carry cash, but not much. There was a time I had to drive daily and park somewhere where cash is the only option to pay, multiple times a day.

My business does operate and manage petty cash, though I do keep this amount as ‘petty’ as possible. I don’t like banking turnovers, and on the odd occasion a customer would pay in cash, but this I would bank at the soonest, though it is a schlep.

I am glad that I don't run a restaurant or retail shop, I know too many businesses which has been robbed.

Happily, my business is +90% remote since 2017 already, so I can avoid 'cash' transactions.

Believe it or not, people still trade in cash, and I do believe that many people sleep on their cash which isn't necessarily a reason to avoid tax and so on, but because people don't entirely trust banks with their money.
 
Regularly for gardener, car guards, petrol guys, buying occasional small stuff.

Always for annual car licence disc. SAPO say card payments accepted then at the counter it's cash or no disc. (maybe just my local PO ).
 
pinball wizard said:
One thing reading this thread, why the hell is everyone giving "car guards" money?
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Because charity, and helping others who are less lucky as I have been is a huge part of being a successful human being. Your 'hoarding' what the universe has gifted you will keep you a spiritually poor person. That man guarding your car is often a father, just like me and if you can't afford to give away 20 bucks here and there then you've not made very good choices regardless.
 
The Darkness said:
Because charity, and helping others who are less lucky as I have been is a huge part of being a successful human being. Your 'hoarding' what the universe has gifted you will keep you a spiritually poor person. That man guarding your car is often a father, just like me and if you can't afford to give away 20 bucks here and there then you've not made very good choices regardless.
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Quite the blind judgement there. Hoarding huh? Well, gfy. Can't afford R20? WTF are you on about?
 
pinball wizard said:
One thing reading this thread, why the hell is everyone giving "car guards" money?
Click to expand...
I agree. Both informal car guards (yellow vest dudes) and formal car guards (at malls or private parking) offer little protection to your vehicle. I have heard of cars being stolen with gaurds around so it beats me why people still support them.

Also I don't understand that some malls have paid parking (boom gates) and have car guards? So I must pay R10 an hour and give a tip to the guy standing around for the trolley?
 
Tman543 said:
I agree. Both informal car guards (yellow vest dudes) and formal car guards (at malls or private parking) offer little protection to your vehicle. I have heard of cars being stolen with gaurds around so it beats me why people still support them.

Also I don't understand that some malls have paid parking (boom gates) and have car guards? So I must pay R10 an hour and give a tip to the guy standing around?
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Oh, dear. That other bloke is gonna be judgemental on you and call you a selfish hoarder now. You must be the scum of the earth apparently.
 
My wife sells tupperware and clients often insist on paying her cash. It has actually become an issue occasionally as we use so little cash ourselves it builds up until we find something to do with it. She tries to use it on stuff we can't get many points, so shops that don't accept my amex card etc.
 
It's not about whether or not I use cash, it is about the majority of the people ... and the majority of the ZA people live in poverty, often don't have a bank account, certainly don't pay tax, operate in the informal sector etc etc etc

and for that majority transactions happen in cash, period
 
I don't like carrying cash, but I'm not going to turn away any person who wants to pay me in cash. Any cash I do get is quickly deposited at a local ATM.

deweyzeph said:
Cash is useful for paying for things when you don't want to leave a digital trail.
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Sometimes you just want to pay for something quickly and get it done. If somebody comes and does work at my house I probably don't want to go through the hassle of once-of-payment on my banking app when just going to the ATM and drawing the needed cash would not take 5 minutes' worth of effort. If it is regular payments for a regular, long-term service then I will pay through an app.
 
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pinball wizard said:
Oh, dear. That other bloke is gonna be judgemental on you and call you a selfish hoarder now. You must be the scum of the earth apparently.
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Clearly I touched a nerve. It's good. You'll think about it more and more, and some day even see how things work in the universe. The 'value' supplied by these carguards isn't relevant to this argument you're pitching here. It's about being the better man, about seeing that not everyone has been dealt the gifts you have. You should really try it some time, it will make you feel good. Wealth will find you in many ways. Or, through your (current) eyes, fnck him, let him die, he has no value. So, do you?
 
I never actively use cash.

That said, my housekeeper does not have a bank account so I need to pay her in cash every month. It is pain to get that money. I try not to withdraw from an ATM to get the "cash at till" eBucks points. My local Checkers has a max of R2000 on cashback transactions and they often don't even have that in till so it means a few such trips to the shop to get the equivalent of her salary in cash.

I do not actively pay for anything in cash. I often even don't carry my credit card with me, just my phone for Apple pay.

I do keep a few coins in my car's ashtray for car guards and a few notes in my wallet for other emergencies. I have not been a grocery shop this year so my interaction with car guards is few and far between. I order my groceries from 60Sixty and household cleaning items in bulk from OneDayOnly or Takealot.

SA is far from going totally cashless though. Too many people still who do not have bank accounts and operate in the informal sector where cash is still king.
 
NarrowBandFtw said:
It's not about whether or not I use cash, it is about the majority of the people ... and the majority of the ZA people live in poverty, often don't have a bank account, certainly don't pay tax, operate in the informal sector etc etc etc

and for that majority transactions happen in cash, period
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Add to this the general mistrust of digital services in rural areas, where something tangible is preferred.

There's a reason why the bank branches in the rural areas usually have more tellers and less ATM's.
 
If only most people knew how filthy cash was.... handled by countless who knows who's before you hold it in your paws.

Only when I'm forced to will I use it (and even then I keep it in a plastic bag, especially with Covid possibly lingering around on surfaces).

Same for people here in CT walking barefoot ( their children as well) on dirty streets. Beggars belief.
 
3WA said:
True. Who knows where it's been? People can be disgusting. That’s why I limit my hand-contact with cash, and store it in my buttocks.
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There you go for those proponents of cash. And who knows whose appendage/hand/unwashed vegetable has been in your buttocks recently...
 
Yes; for tips, parking, the local pub, the vending machine at work and small payments. I also keep a stash at home in a safe place for emergencies.
 
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