Does blocking your debit card affect pending transactions?

[D.B.Cooper]

I had an unauthorised transaction on my FNB card, which their system detected and logged as fraud. The card's been soft-blocked. Will this affect the pending transactions?

 

[RedViking]

I think so. But you should be able to unblock it in the app for when the debit order usually goes off. I could be wrong.

 

[D.B.Cooper]

I think so. But you should be able to unblock it in the app for when the debit order usually goes off. I could be wrong.

Thanks for the response, though I meant purchases I made on the card earlier in the day. I had a transaction attributed to Roblox, of all things. That hit out of the blue; I never even looked at that game.

 

[RedViking]

Thanks for the response, though I meant purchases I made on the card earlier in the day. I had a transaction attributed to Roblox, of all things. That hit out of the blue; I never even looked at that game.

Did you check your Google account ? Maybe kid bought a game or in app purchase? Maybe just give FNB a call and ask them with regards to pending transactions.

I have a Tymebank account for my Google Family with no money in it. Can also create a virtual card which you can pause.

 

[D.B.Cooper]

Did you check your Google account ? Maybe kid bought a game or in app purchase? Maybe just give FNB a call and ask them with regards to pending transactions.

I have a Tymebank account for my Google Family with no money in it. Can also create a virtual card which you can pause.

Thanks, I'm planning on calling them first thing in the morning. No kids, so probably didn't happen from that particular attack vector. I always use a virtual card for online purchases, and can't imagine how it possibly had been skimmed.

The only thing I can think of is that it might have leaked from some site I used before I started using virtual cards.

 

[RedViking]

Thanks, I'm planning on calling them first thing in the morning. No kids, so probably didn't happen from that particular attack vector. I always use a virtual card for online purchases, and can't imagine how it possibly had been skimmed.

The only thing I can think of is that it might have leaked from some site I used before I started using virtual cards.

Nah, their security is poor. Had to block my credit card twice this year. Bank can't tell me how this happens. Was also a victim of the Facebk transactions more than once. None of these were authorised yet they still allowed them.

 

[PaulGherkin]

Once the transaction is pending, it means it was already processed at the card level.
Blocking the card stops any further transactions from taking place.
Many EFTPOS/card transactions come up pending on your bank statement until settled with the merchant.

 

[SauRoNZA]

It shouldn’t as the Gherkin said, it’s already been processed it’s just a case of being cleared.

Your bank account is still there, just not the card.

Any new transactions won’t be possible.