Dreaded Disease Cover

[The_MAC]

I'm hoping someone here has some advice.

My wife got life cover and disability cover when she started working, and for some reason did not take out dreaded disease cover. A combination of ignorance and bad advice from a broker.

After this, she was diagnosed with Multiple Sclerosis, and since then we are unable to get ANY dreaded disease cover for her, excluding Multiple Sclerosis of coarse i.e. Cancer, Stroke etc.

It seems that now she is considered high risk, even though there are many other dreaded diseases that have no connection to this existing diagnosis.

We want to at least get cover for cancer, stroke and heart-attack as a minimum and totally fine with MS not being covered (that ship has sailed), any advice on this? (We have tried applying to about 4 different service providers with no success)

 

[SirFooK'nG]

I was in the same boat and ended up with cancer. I re-applied after 5 years of being cancer free. I'm now covered but not for the specific cancer I had. I do pay a premium fee as being classed a high risk individual. This is with Discovery. It's one of those life lessons one has to live with.

 

[The_MAC]

I was in the same boat and ended up with cancer. I re-applied after 5 years of being cancer free. I'm now covered but not for the specific cancer I had. I do pay a premium fee as being classed a high risk individual. This is with Discovery. It's one of those life lessons one has to live with.

Thanks, don't think we tried discovery, but will give them a call.