SauRoNZA
Honorary Master
From Platinum upwards it seems.
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EFT payments v card payments
- Thread starter veniqe
- Start date
From Platinum upwards it seems.
newby_investor
Executive Member
I wonder how this will work out with banks like Zero (mastercard) or Tyme (visa) which don't offer credit cards.
Ouch. I should definitely get myself a CC again.
SauRoNZA
Honorary Master
There is no logically sound reason to pay someone with EFT over a card unless you are really getting a massive discount and it's a well known to you supplier with a reliable history.
Even then the odds are your bank's rewards program on said card may negate this discount.
Even then the odds are your bank's rewards program on said card may negate this discount.
SauRoNZA
Honorary Master
It's Platinum and upwards whether credit or debit card.
Visa Platinum
Discover a world of special privileges with Visa Platinum cards! Improved services and offers from Visa are always available for you, a 24/7 personal assistant right on your smartphone, exclusive deals from our partners, and various benefits worldwide.
Visa Platinum
Discover a world of special privileges with Visa Platinum cards! Improved services and offers from Visa are always available for you, a 24/7 personal assistant right on your smartphone, exclusive deals from our partners, and various benefits worldwide.
SauRoNZA
Honorary Master
Which part?
newby_investor
Executive Member
The consumer protections and warranties that you mentioned. I need to make time and look into it at some point.
backstreetboy
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Tim_vb
Expert Member
Also if you are having issues with a CC merchant you can contact their payment processor. They are loathe to have dodgy merchants on their base as they are chargeback risks
AfricanTech
Honorary Master
Forgot about this benefit
SauRoNZA
Honorary Master
Should be no different for a debit card, just depends on the tier.
Some cards give you up to 2 years extended warranty. That extended warranty probably comes with many caveats. So don't expect brilliance. Also some Visa cards give you 90 days short term insurance on your product too, if it's stolen or accidentally damaged.
You get what you pay for. And as you pay 0 for this, you get close to 0. The benefits really are in charge backs. It's the bank's money so they want to make sure the purchase is legit and fulfilled. Otherwise you may get some perks such as airline insurance or maybe cashback. I have the Woolies black card and that gives me unlimited free woolies regular deliveries (so 28-31 deliveries per month are covered). I can order a liter of milk every day and the chaps from DSV couriers will deliver it.