FlexiReserve recalculation

[TStringList]

I'm trying to understand how the ABSA FlexiReserve access bond works and would appreciate some clarity. My understanding is that any additional payments automatically reduce the outstanding balance aka the principal debt. When I called ABSA they said that the system does not recalculate when there are additional payment but that I can request for it to be recalculated.

What effect does the recalculate have and is there any benefit to not doing it?

 

[zerocool2009]

By doing a recalculation, you lock in your prepaid money, and can get access to it via an application request.

The result will also include, your debit order will also be adjusted accordingly