This is for an international SWIFT payment, not a card transaction.Capitec fixed rate is R175 for international payments.....BUT..... I tried twice in branch at Cresta to transfer to Canada. Both times my money was returned by the foreign bank because of missing or incorrect information. Did not get back Capitec's fees.
Capitec charges a fixed fee up to R10 for an international card transaction:
Bank Charges | Transaction Fees | Capitec Bank
Our fees will change from 1 March, but we’ve kept them simple to give you better value.

Other banks typically charge a percentage fee e.g:
