Fnb personal smart spend loan

[Michaelfanning]

I have a fnb smart spend loand. I am currently not working and i cannot pay for the loan. What can i do? Also can i transfer payments to another person. Meaning i will no longer be responsible for the loan?. Please help.

 

[ToxicBunny]

Talk to the bank...

 

[Steamy Tom]

lol you aren't even in the right section, very weird first post?

anyway, you cannot shift responsibility for the loan? why not just let the other person make the payments if you are so confident they will?

and yes talk to the bank.

 

[Michaelfanning]

I didn't know where to post. Apologies. Thanks for your replies. Though is transferring the loan to another person to pay a possibility? I will be going to the bank to tomorrow.

 

[ToxicBunny]

I didn't know where to post. Apologies. Thanks for your replies. Though is transferring the loan to another person to pay a possibility? I will be going to the bank to tomorrow.

No it's not... Just go talk to the bank.

 

[3WA]

I didn't know where to post. Apologies. Thanks for your replies. Though is transferring the loan to another person to pay a possibility? I will be going to the bank to tomorrow.

The new guy takes out a loan. Pays off your loan. Now he has the loan.

 

[Steamy Tom]

The new guy takes out a loan. Pays off your loan. Now he has the loan.

paying off debt with other debt is never wise. if the guy is willing to go to the lengths of this then he might as well pay the loan for the guy?

 

[3WA]

paying off debt with other debt is never wise. if the guy is willing to go to the lengths of this then he might as well pay the loan for the guy?

I agree. Maybe there’s a good reason. Perhaps the other guy is more financially responsible and will get a better rate?