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Question of the Day: How do you normally pay for purchases in stores?
fnb silver credit card
- Thread starter Draconia2
- Start date
Fees are pretty standard. Check out http://www.fnbweb.co.za/cbs/pricingguide/Personal/CreditCard_e.asp
Interest rate is most likely rather bad, but just don't go into credit ever and you don't have to worry about it.
Do get a credit card - it does help for your rating and as you said, useful for online purchases.
Interest rate is most likely rather bad, but just don't go into credit ever and you don't have to worry about it.
Do get a credit card - it does help for your rating and as you said, useful for online purchases.
D3x!
Banned
just get a FNB visa cheque card
Ulver
Well-Known Member
This. Unless you really want a Credit card getting a cheque card is the smarter choice. Works perfectly with pretty much every online retailer worth a toss without hastle.
Mike Hoxbig
Honorary Master
+1 on the cheque card.
The only time you need a CC is when a provider needs to block a certain amount, and reverse the block at a later date, for eg. car hire companies.
The only time you need a CC is when a provider needs to block a certain amount, and reverse the block at a later date, for eg. car hire companies.
Look at ABSA as well for a credit card. What I like about ABSA with regards to credit cards is that they allow you to make your possible overdraft much smaller than FNB does. When I moved to FNB I asked them to make it as small as possible, and that amount is about 70 times larger than it was with ABSA. I've considered taking my credit card back to ABSA, but I like the E-bucks at FNB.
D3x!
Banned
Hence I moved to FNB. But ABSA does have one or two good points that FNB lacks.
AirWolf
Honorary Master
Nope, FNB's silver is R205 pa.
http://www.fnbweb.co.za/cbs/pricingguide/personal/CreditCard_e.asp
Though as mentioned, a cheque card would work well.