Help with motorcycle insurance

Bikeline is good and your quote seems pretty good.

I've also had very good service from another company who specialises in bikes, I'll PM you their details now.


Congrats on the NC700, awesome bike for commuting. Mate of mine is getting 3.5l/100.

*****


As for the broker argument it's generally not too bad going direct for household/car etc but when it comes to bikes your get SHOCKING deals when not using a broker and more if not throwing all your insurance together under one product umbrella.

That being said shop around regardless. I've had good and bad offers from directs as well as brokers and simply play them up against each other.

Whenever I've claimed though it's been an infinitely better experience having a broker than dealing direct...Outsurance will never ever see me again for this very reason.

If it's convenient to sign up for...it's going to be a pain to claim for.

And if you want track cover from a "direct insurer" you can forget it.
 
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Doesnt someone want to PM me some brokers too :D
Stuck with my current insurance just for the convenience (R700p/m, R1k excess for a 2012 G650GS, R82k coverage), but want to shop around now that I've got my full licence
 
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Archer said:
Doesnt someone want to PM me some brokers too :D
Stuck with my current insurance just for the convenience (R700p/m, R1k excess for a 2012 G650GS, R82k coverage), but want to shop around now that I've got my full licence
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pm sent
 
Paying R350/m on my CBR600F @ retail of R84k through Hollard, learners only for now. I do have a car and my property insured with them as well which might give me a better deal.
 
I'd love to have the details of a good broker as well guys if anyone would PM me - I've just been shocked at the quote from Outsurance.
 
Most guys at the BMW Club in Centurion use Quicksure... Ive used them, and premiums were reasonable.

All depends on risk. if you still have learners, expect to pay more. And also the price and brand of the motorcycle.
 
I am insured directly with Alexander Forbes. Paying R527 for the Street Triple R.
 
MisterBigglesworth said:
WTF? Dude...its the other way around! I have a broker...they take care of everything and most times the rate is even cheaper than going direct.

Im with Santam, R310 a month. Flat excess of R1500 for accidents for my 2007 SV650S, through a broker - oh...and I have a learners with 2 months experience on a bike :)

I even have a voucher of R1500 I can use should there be an accident...so that means no excess! Dunno who told you a broker makes things more complicated, sorry to say I dont think they have a clue... :whistle:
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SauRoNZA said:
Bikeline is good and your quote seems pretty good.

I've also had very good service from another company who specialises in bikes, I'll PM you their details now.


Congrats on the NC700, awesome bike for commuting. Mate of mine is getting 3.5l/100.

*****


As for the broker argument it's generally not too bad going direct for household/car etc but when it comes to bikes your get SHOCKING deals when not using a broker and more if not throwing all your insurance together under one product umbrella.

That being said shop around regardless. I've had good and bad offers from directs as well as brokers and simply play them up against each other.

Whenever I've claimed though it's been an infinitely better experience having a broker than dealing direct...Outsurance will never ever see me again for this very reason.

If it's convenient to sign up for...it's going to be a pain to claim for.

And if you want track cover from a "direct insurer" you can forget it.
Click to expand...



Which brokers do you guys use? I need to change insurance.
 
I know I'm bringing up an old post but I'm just adding to the list.

Recently bought a Ninja 300 and I was looking for insurance, cheapest I could find was R850.

I got hold of Santam (house and car is insured under them) and they insured the bike for R43000 for R195p/m and I have a learners license.
 
Hi All,
Sorry for resurrecting an old thread. In the same predicament as above, just have learners for now.
Looking at buying a bike, looking at either '14 Yamaha MT-09 or '14 BMW S1000R.

Require insurance for finance. Seems like Iron horse, Bike line and Santam are the way to go.

Anyone know of reliable brokers that can offer a good premium with decent benefits and excess.

Thanks
 
EthanJappie said:
Hi All,
Sorry for resurrecting an old thread. In the same predicament as above, just have learners for now.
Looking at buying a bike, looking at either '14 Yamaha MT-09 or '14 BMW S1000R.

Require insurance for finance. Seems like Iron horse, Bike line and Santam are the way to go.

Anyone know of reliable brokers that can offer a good premium with decent benefits and excess.

Thanks
Click to expand...

I seriously hope those aren't your first bikes.

Why not just get the license sorted before going crazy?

If you buy the BMW though go straight to their insurance, will probably be the best deal.

Bargain on 3.5-4% of the value per annum if you are claim free.
 
SauRoNZA said:
I seriously hope those aren't your first bikes.

Why not just get the license sorted before going crazy?

If you buy the BMW though go straight to their insurance, will probably be the best deal.

Bargain on 3.5-4% of the value per annum if you are claim free.
Click to expand...

Thankfully they are not my first bikes, I've been riding for a good 5 years now but struggled to book for the license when I was living in PTA. Will definitely give them a look as well as AFI as mentioned by @Type RSA
 
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