Insurance premium query

[Other Pineapple Smurf]

Get a quote from a broker.

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I pay R375 for a R100K car (i10) and my wife R200 for a R50K Atos - broker does all the paperwork and adjustments without us having to ask.

 

[grim]

Get a quote from a broker, I'm currently paying about R700/m with a flat excess of R2500 for my car which is insured for just shy of R250k. The lowest quote I get on Hippo.co.za is R940/m with an excess of R7025

Also my premiums have gone down every year with them, not up.

The story about a car being more expensive to repair the older it gets is absolute BS. They insure the car for a certain value vs risk, not for what parts for it costs.

 

[Brawler]

The older a car is the more expensive it is to repair when something breaks. That's it really.

It is a 2010 car for crying out loud... not a 1992 skadonk. It is the current shape as well so won't cost more to fix than a 2012 car.

Generally a new car doesn't break and old cars break more often.

:wtf:

Not sure what you are talking about.. we are talking about accident, fire & theft insurance not motorplan which is what it seems like you are talking about.

No insurers will pay for breakages not caused by an accident whether the car is old or new.

 

[Brawler]

Called them.. after a bit of poppyc0ck managed to get it down by R200.

They tried to explain that insurance will be more expensive for me as I use my car for business and I have claimed before.

Satisfied for now..