Just started my articles - what bank should i be using

Mr Feesh

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So I have just started my accounting articles and I am currently on the FNB student account but I am trying to decide which bank or account I should move to.

At the moment I have a credit card linked to my father's account and I just pay him back at the end of the month. He seems fine with this so far, but I would prefer an option where I can monitor what I am spending on the card during the month hence deciding on the change. (Just thought I if i can link the Credit card to 22/7 and just see what I am spending on this so is an option to)

I currently am thinking of 3 options -
Investec - R260pm
FNB young professionals - R160 (I think)


FNB gold cheque + credit card unlimited option is R140. I do quite a few eft's a month so cannot go for the cheaper option.

I am not planning on applying for finance any time soon for a house or car so this is not something I am too concerned about when making my decision.

At the moment I am leaning towards FNB as the ebucks rewards seem better than Investec's options. And from what I can tell there website is better to (haven't seen the investec interface when logged in tho)
I am going to start putting some money into unit trusts each month but planning on using easyequities (need to confirm if it is the cheapest admin fees as I am not sure of investec's yet.)
 
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My wife was in the same position. She was at FNB,but when you want to get a car or house loan, you wont get a better rate than Investec.
 
Doesn't really matter at that stage to be honest.

I opted for Investec...life is to short to stand in bank queues & deal with crap call centers
 
Doesn't really matter at that stage to be honest.

I opted for Investec...life is to short to stand in bank queues & deal with crap call centers

This is the main pull for investec, but in the 3 years + that i have been with FNB i think I only went in once to get a new card?
 
My wife was in the same position. She was at FNB,but when you want to get a car or house loan, you wont get a better rate than Investec.

A friend also doing articles is looking to get R100 000 for vehicle finance over 3-4 years any idea what rate she would get?
 
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