Long term savings vehicle

[nakedpeanut]

RMBT40, RMBMID, STXIND, STXFIN, DIVTRX, DBXWD, PTXTEN

Got pretty much the same, I use both FNB and etfsa for my investments.
Note there is obvious overlap between some of them (eggs in one basket and all of that).

 

[SauRoNZA]

I think people are way too hung up on risk...largely because their focus is too short term.

The market ALWAYS recovers if you are in it for a 5+ years and therefore the only big risk would be investing in a single share/company.

So sticking to bundled options like ETF's or Unit Trusts are the safest way with decent gains I feel.

 

[Hamster]

Got pretty much the same, I use both FNB and etfsa for my investments.
Note there is obvious overlap between some of them (eggs in one basket and all of that).

This is true. The T40 and MidCap is handled through FNB's ShareSaver. I've had it from the start, built up a nice some and now it is on autopilot with a small debit order every month.

The STXIND, STXFIN and DIVTRX is part of my TFSA (EasyEquities). The DBXWD and PTXTEN is part of a trading account (also EE).

I do have an RA and investment with Stanlib through a financial adviser and also keep some funds in a money market.

The most important thing is that I still have about 30 years left to work an no debt

 

[patrick]

Which ETF's do you'll target for savings?

I'm all in industrials, STXIND and RAFIND.