Lower homeloan rate?

rodga

Executive Member
Joined
May 9, 2007
Messages
9,049
I got a better rate by applying myself to a few banks, the bond originators were unwilling to go back to the back to get a better rate for me.
 

Chuckmyster

Honorary Master
Joined
Aug 2, 2016
Messages
12,103
FNB was outstanding when it came to applying for a home loan.. I find BO's are actually more complicated.. That's just from the experience I had though
FNB is awesome, when i applied late 2010 they gave me a 100% bond at prime minus half. I didn't even ask for it :giggle:
 

Superman-7

Active Member
Joined
Jul 29, 2018
Messages
70
We recently also had this experience, FNB first offered us prime and then Nedbank offered us a better deal. We went back to FNB and finally got Prime -1.

This is a no-brainer. As a general rule you should never settle for the first rate from any bank.
 

Curious_Al

Well-Known Member
Joined
Jun 9, 2016
Messages
167
Applied for a bond with FNB recently, I got prime minus 1,15.
Should I stick with it or try look elsewhere?
 

Snyper564

Expert Member
Joined
Oct 1, 2008
Messages
3,274
Applied for a bond with FNB recently, I got prime minus 1,15.
Should I stick with it or try look elsewhere?
No harm in looking elsewhere, pretty nice rate though!

If you don't want to look around that rate is decent
 
Top