Maintenance Plan vs Service Plan vs Savings

Tsepz_011 said:
Any car I buy I will put a maintenance plan on, its something I've learnt from my parents, they did it on their VWs, BMWs, Jeeps, Volvos and Jaguars, piece of mind, never really worry about parts or surprise costs.

I didn't pay much for my maintenance plan, I'll have to check the paper work again as I don't remember, but my overall installment is less than R2500pm with the plan included.
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Too much lol in this one ...
 
MrsGreen said:
So I'm taking ownership today and I've decided against service and maintenance plan!!!!:D
I've taken the R10 000 I would've paid and put it in a 7 day notice account so when I need it it's there.
I appreciate all the feedback everyone!!!!
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That is exactly what I would do if I had the spare R10k to buy the maintenance plan in the first place.

Also wouldn't finance it.
 
In case anyone was interested the All New Ford Figo Rocks!!
I'm so in :love:

Best decision ever!
Cheers All!!
 
Stop riding the clutch. Don't keep then clutch pressed down at traffic lights. Change gears smoothly. Don't get the maintenance plan.

You made the right decision I reckon. Just take good care of her.
 
Yep, good decision. IMO, maintenance plan is not needed for the first 90k's. Service plan and warranty should do unless the car is heavy on brakes. Even so it would be cheaper to pay cash for what's needed than the initial cost of the plan.
 
MrsGreen said:
My only concern is I ride my clutch a lot, however, my Corsa Lite at 91000kms and 10 years old still hasn't given me any clutch issues so I reckon Ford should be good? Maybe I'm too positive!!!
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STOP doing that.
 
Bought a new car recently and decided to just put money in a savings account for services and "What if's".

Keep in mind that if buy a car over 5 years and take a 3 year service/maint plan then you end up paying interest for the full 5 years. Check what your warranty covers as well. You could also extend the warranty with your insurer just before the factory warranty end and only pay for the duration of the warranty.
 
cbrunsdonza said:
Keep cash in savings. I bought an i10 with a full maintenance plan only to discover it was useless. Salesman told me verbally he was giving me a 5 year plan (think 120'000km) but ended up being a 3 year plan. Only used it twice as on the third service my car went in the working day after it ended (I was pissed as service was Monday and plan ended the previous Friday).

Now with my new car I decided to used the R10K as a deposit against the car instead. Even delayed the extended warranty purchase till just before this one expires and also used that R4K for the deposit as I save more in the end.
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This. The prize post of the thread. Anything you put towards paying off your loan will be worth much more in time. Even more so if the plan will be included in the loan, you end up paying that much more for it.
 
bromster said:
Stop riding the clutch. Don't keep then clutch pressed down at traffic lights. Change gears smoothly. Don't get the maintenance plan.

You made the right decision I reckon. Just take good care of her.
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I've been working hard at not riding the clutch and I think I am improving!!! Thanks for the tips!!
 
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