Migrating to Australia

senyetse

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The wife and I have been talking about this. I have done some initial research and I should qualify for the skills visa. I'm a senior C plus plus dev with 16 years experience. I am 44 so I don't have much time left to make the move. I currently work at one of the credit bureaus. We are a family of 4 with 2 kids aged 14 and 4.

We have savings which should cover the cost of visa etc -house and cars are paid off. Also have provident fund and RA. How does one take your money across?

Any advise from those in a similar situation who have made the move?

What is the schooling like? Do SA kids adjust easily to Aus schooling? How is the medical and pension? Which is the best area to consider?
 
Have experience with NZ and not Aus but I can tell you this, SA kids adjust to schooling and their environment very quickly. It's often the parents' biggest worry, don't let it be yours
 
You can take out up to R10million with emigration clearance certificate from SARS through your bank, several forms need to be completed and all your accounts will be consolidated into one.
 
I believe that you can take out R1M/year without "formal emigration" - with your wife that may be R2m/y. This probably won't help you if you want to buy a house cash when you get there, but if you're planning to rent awhile to see where you want to live, and how it all is, perhaps while you earn AUD, then you may not have to go with that.

FYI, I've been out the country since the early 2000's, and still maintain a house and bank account in SA.
 
I believe that you can take out R1M/year without "formal emigration" - with your wife that may be R2m/y. This probably won't help you if you want to buy a house cash when you get there, but if you're planning to rent awhile to see where you want to live, and how it all is, perhaps while you earn AUD, then you may not have to go with that.

FYI, I've been out the country since the early 2000's, and still maintain a house and bank account in SA.

Annual foreign investment allowance is now 10M and is relatively straightforward if your tax affairs are 100% in order. That is in addition to the 1M discretionary allowance. So if you time it well enough you can do R22M in a couple of weeks, which should be enough for a tiny apartment in Sydney. :)
 
The wife and I have been talking about this. I have done some initial research and I should qualify for the skills visa. I'm a senior C plus plus dev with 16 years experience. I am 44 so I don't have much time left to make the move. I currently work at one of the credit bureaus. We are a family of 4 with 2 kids aged 14 and 4.

We have savings which should cover the cost of visa etc -house and cars are paid off. Also have provident fund and RA. How does one take your money across?

Any advise from those in a similar situation who have made the move?

What is the schooling like? Do SA kids adjust easily to Aus schooling? How is the medical and pension? Which is the best area to consider?

Start by contacting a MARA registered agent for a free assessment. I used Marlene Prentice, google her for her details. Most people make the first mistake of calculating their own points and make a massive miscalculation.

You will qualify for a skilled independent visa as a software developer as long as you make the points, as far as I can tell they recently moved the point cut off from 60 to 65 this year. Points are calculated using age, degrees and work experience as well as points on IELTS (english) test and a few other criteria.

You can take a max of R1 million a year without having to go through SARS, and a max for R10 million a year with SARS consent.
Pension funds you can cash in (with the tax taken off). RAs are tricky as you have to financially emigrate to cash in and move which involves closing all financial ties in SA. I didn't go this route as I still rent a property.

The process will be somewhat as follows:
* Get agent assessment
* Get degrees verified (in your case Australian Computing Society (ACS))
* Get work experience verified (in your case Australian Computing Society (ACS))
* Get reference letters for last 10 years of employment to submit to ACS with above verification
* Do English test (IELTS) - book ASAP as there is generally a 3 month waiting list) - Also make sure you study for this, it is not a simple english test and many tricks are included to catch you out and check for higher english reasoning and comprehension in 4 fields - speaking, listening, reading, writing.
* Fill out all relevant paperwork.
* Submit Expression Of Interest (EOI)
* Hopefully EOI is granted by Aus immigration
* Get Police Clearance Certificate (PCC)
* Do medicals
* Submit VISA Application
* Wait a few months and hopefully get a grant.

Costs when I did my application end of last year:
* ACS Assessment - AUD$450
* Agent - $5000
* IELTS - R3200 per person
* Medicals - R1500 per person
* PCC - R100 per person
* VISA - main application - $3600 per person
* VISA - sub applicant - $1800

All in all I would say for me and my GF it cost us about R80k excluding flights etc. and we also only had to pay agent $1500 instead of $5000. For a husband and wife the full application could realistically cost about R130k if all goes smoothly. Obviously it will be more with the kids etc.

You need to be very careful making this decision as it could very realistically, and most probably will set you back to 0. You probably won't own a home unless you have a few million and willing to live far from the city or have about R20 mill for a home about 30 min train ride from the city (Melbourne). You may be making the move for your kids but you very realistically may have to settle with your kids helping you out in your later years depending on your financial situation. Not trying to scare you off but bring to light the seriousness of the financial implications of the choice. I just turned 30 and after all the money I've saved over the years as well as living in Melbourne since March I have $8000 to my name.

I've moved to Melbourne, weather is **** but it is cheaper than Sydney and there is the comfort of more job availability than smaller places like Brisbane. Not sure how kids would fit in to schools. Public schooling will cost about $100 dollars a year as it is subsidised. Medical is expensive for premium packages and is more like medical insurance, there is no medical aid here and most things will wind up costing you an amount of cash no matter what. Make sure you get a Permanent Resident visa rather than a working visa otherwise you dont get medicare etc. Pension is managed through superannuation of which a min of 9.5% of your salary is put away by your employer towards it. This amount is set to increase to 15% or 20% over the next 10 or so years. Areas are dependent on city you want to move to etc. Remember places like Brisbane will pay lower that Melbourne or Sydney.

Look at www.saaustralia.org and join the South Africans Moving to Australia, South Africans Moving To Melbourne, South Africans Living in Melbourne and similar facebook groups.

I can help you along with the details of the individual parts of the process if you like but I would say do as much reading as you can on every little details as you can and then do more research. Start by looking into the 189 visa and contact Marlene.

EDIT: Important, if you are serious about this then do yourself a favour and go get your, your wifes, and all your kids unabridged birth certs from home affairs NOW. an unabridged cert has both parents names and details on. Also go renew your passports so it has 10 years validity on it. It takes staying in Aus for 4 years to get citizenship.
 
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it's a long process, I'm currently doing the 189 visa on my own, I kind of disgaree that you need to use an agent as there is a wealth of information online and so long as you don't claim points your should not be claiming you are able to do it yourself! I know numerous people who have done it on their own with success!

If you get PR you get Medicare and can Topup with private cover (often worth it depending on your earnings).

Everything here is super expensive so don't expect to live the same if you want to save! I've been here 6 months and haven't been able to save but have lived slightly excessively, booked holidays, eating out etc and I'm on a pretty average salary!
 
It is advisable to get the minimum private cover to firstly have better cover and secondly to avoid paying the extra medicare levy.

Also if you are over 30 it is better as if you decide to get private cover after 30 you pay a % loading fee for each year over 30 up to a certain point. I think the max loading is 10 or 20% and I think it is 2% for each year over 30. So if your monthly private health care cost is $100 and you are 32 then you will pay $104 if not taken out on or before your 30th bday.

This is basically to encourage people to get private healthcare when they are younger. You also have 3 or 6 months after moving to Aus to get your private health cover without loading if you are over 30.

Also don't forget things like Rego (Car Registration). Just like you pay yearly for car registration in SA you pay yearly here however it's $750-$1000 per car per year. A part of that pays what is similar to SAs road accident fund. And you thought R350 a year in SA was expensive :crylaugh:
 
it's a long process, I'm currently doing the 189 visa on my own, I kind of disgaree that you need to use an agent as there is a wealth of information online and so long as you don't claim points your should not be claiming you are able to do it yourself! I know numerous people who have done it on their own with success!

If you get PR you get Medicare and can Topup with private cover (often worth it depending on your earnings).

Everything here is super expensive so don't expect to live the same if you want to save! I've been here 6 months and haven't been able to save but have lived slightly excessively, booked holidays, eating out etc and I'm on a pretty average salary!

You can do it without an agent, but definitely get an agents breakdown of points. It may seem straight forward but if you calculate your points wrong and submit an application with inaccurate points calculation they will deny your application. In extreme cases some people have been banned from applying for a few years after because of very inaccurate point claims.

To give an example, I thought I had 10 years of experience in my designated field and originally calculated my points based on this. They only take experience from 3 years AFTER your first completed qualification (degree) though. I only started my BTech in 2011 and finished end of 2012. My prior NDip was only recognised as a minor not a major degree so only my BTech counted as a degree. My experience after 2015 was only counted, which at time of application was 6 months, so couldnt use my experience for points.

You can get ACS to do recognition of prior learning (RPL) but as far as I understand I would have to have done 2 ACS skills assessment applications (could be wrong) and just submitted my qualifications for assessment and reference letters to at least state I had been working for 10 years.

Also things like your reference letters from employers have to be in their format provided and even a slight deviation from it will get it denied outright. They have a PDF on their site with all the details and ref letter format. Very NB to use it.

If you are going to do the application yourself it should be fine but make sure you find out the details for every little things as a slight deviation or slight error could get your application denied. You can always ask the agent for a reduced fee to just check everything is correct then apply yourself. It is a lot cheaper that way and that's the route I went.
 
My prior NDip was only recognised as a minor not a major degree so only my BTech counted as a degree.

Does a NDip count for anything ITO emigrating to Australia? That's all I have unfortunately (along with some Cisco certs and 16 years of experience).
 
Start by contacting a MARA registered agent for a free assessment. I used Marlene Prentice, google her for her details. Most people make the first mistake of calculating their own points and make a massive miscalculation.

You will qualify for a skilled independent visa as a software developer as long as you make the points, as far as I can tell they recently moved the point cut off from 60 to 65 this year. Points are calculated using age, degrees and work experience as well as points on IELTS (english) test and a few other criteria.

You can take a max of R1 million a year without having to go through SARS, and a max for R10 million a year with SARS consent.
Pension funds you can cash in (with the tax taken off). RAs are tricky as you have to financially emigrate to cash in and move which involves closing all financial ties in SA. I didn't go this route as I still rent a property.

The process will be somewhat as follows:
* Get agent assessment
* Get degrees verified (in your case Australian Computing Society (ACS))
* Get work experience verified (in your case Australian Computing Society (ACS))
* Get reference letters for last 10 years of employment to submit to ACS with above verification
* Do English test (IELTS) - book ASAP as there is generally a 3 month waiting list) - Also make sure you study for this, it is not a simple english test and many tricks are included to catch you out and check for higher english reasoning and comprehension in 4 fields - speaking, listening, reading, writing.
* Fill out all relevant paperwork.
* Submit Expression Of Interest (EOI)
* Hopefully EOI is granted by Aus immigration
* Get Police Clearance Certificate (PCC)
* Do medicals
* Submit VISA Application
* Wait a few months and hopefully get a grant.

Costs when I did my application end of last year:
* ACS Assessment - AUD$450
* Agent - $5000
* IELTS - R3200 per person
* Medicals - R1500 per person
* PCC - R100 per person
* VISA - main application - $3600 per person
* VISA - sub applicant - $1800

All in all I would say for me and my GF it cost us about R80k excluding flights etc. and we also only had to pay agent $1500 instead of $5000. For a husband and wife the full application could realistically cost about R130k if all goes smoothly. Obviously it will be more with the kids etc.

You need to be very careful making this decision as it could very realistically, and most probably will set you back to 0. You probably won't own a home unless you have a few million and willing to live far from the city or have about R20 mill for a home about 30 min train ride from the city (Melbourne). You may be making the move for your kids but you very realistically may have to settle with your kids helping you out in your later years depending on your financial situation. Not trying to scare you off but bring to light the seriousness of the financial implications of the choice. I just turned 30 and after all the money I've saved over the years as well as living in Melbourne since March I have $8000 to my name.

I've moved to Melbourne, weather is **** but it is cheaper than Sydney and there is the comfort of more job availability than smaller places like Brisbane. Not sure how kids would fit in to schools. Public schooling will cost about $100 dollars a year as it is subsidised. Medical is expensive for premium packages and is more like medical insurance, there is no medical aid here and most things will wind up costing you an amount of cash no matter what. Make sure you get a Permanent Resident visa rather than a working visa otherwise you dont get medicare etc. Pension is managed through superannuation of which a min of 9.5% of your salary is put away by your employer towards it. This amount is set to increase to 15% or 20% over the next 10 or so years. Areas are dependent on city you want to move to etc. Remember places like Brisbane will pay lower that Melbourne or Sydney.

Look at www.saaustralia.org and join the South Africans Moving to Australia, South Africans Moving To Melbourne, South Africans Living in Melbourne and similar facebook groups.

I can help you along with the details of the individual parts of the process if you like but I would say do as much reading as you can on every little details as you can and then do more research. Start by looking into the 189 visa and contact Marlene.

EDIT: Important, if you are serious about this then do yourself a favour and go get your, your wifes, and all your kids unabridged birth certs from home affairs NOW. an unabridged cert has both parents names and details on. Also go renew your passports so it has 10 years validity on it. It takes staying in Aus for 4 years to get citizenship.

Even thou you only have $8000 to your name you will be much better of retiring in Aus then you will be in SA. They look much better after their old then South Africa.
 
Does a NDip count for anything ITO emigrating to Australia? That's all I have unfortunately (along with some Cisco certs and 16 years of experience).

It should I managed to get PR with MCSE 2003 and 5 years experience.
 
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Also don't forget things like Rego (Car Registration). Just like you pay yearly for car registration in SA you pay yearly here however it's $750-$1000 per car per year. A part of that pays what is similar to SAs road accident fund. And you thought R350 a year in SA was expensive :crylaugh:

:wtf:

Sure about this? $88/year in New Zealand...
 
I've got a 1 year Comprehensive Programming Diploma and 16 years full time experience of which I can get reference letters for only 13 years. With luck I can get another two years references - hopefuly the company can still help me. the first company I worked for no longer exists.
I've spoken to a migration agent and they estimate I should get about 65 points.

Will CTI diploma be recognised?
 
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