Miway Quote

[news24]

Is it possible?

I'm 24 and I listed my farther(48) as a regular driver for my Alfa 156 Twin Spark.

.............................. Excess Price
Accident and Intentional R 2,500 R 243.14
Theft and Hi-jack R 2,500 R 50.12
Glass (Window Glass) R 500 R 29.59
Hail/Flood R 2,500 R 15.26
Fire and Explosion R 2,500 R 4.90
Third Party Liability R 0 R 41.93

Risks Subtotal R 384.94

An then they have extras, I don't know what they mean by those, but they bring in, additional costs.

Active Steering
Aircon
Boot Spoiler
Bull Bars
Canopy
Car Phones
Cruise Control
Dynamic Drive
Electric Seats
Fog Lights
Hands free car kits
Leather Seats
Mags
Metallic Paint
Navigation
Parktronic
Rain Censors
Roll Bars
Ride Height Control
Rubberisation
Signage
Sport Seats
Spot Lights
Sun roof
Suspension
Tow Bars
Triptronic
Winches
Window Tinting
Xenon Lights
Tracking Device
Radio and Sound
Other
Off Road

If I choose to insure leather seats does that mean If they get damaged, I can have them repaired, redone or replaced at the cost of Miway? I'm out of the country, so I'll give Miway a shout when I get back.

Best Regards,

 

[The_Second_One]

But, if you're in an accident your excess will be flippen high! And if you're in accident between certain times of night your excess will be even higher. Because the car is insured according to your fathers risk, not yours. Also, if you are the regular driver, and Miway find out about it, they can charge you with fraud, and will most definately black list you, so your risk profile goes up again...

 

[EvoBunny]

Don't do it, trust me, you'll get super rates the first year, then second year it's almost 10x as much, this has happened to LOTS of people...

Rather give Iemas a call, ask for Andre (or call him direct 082 840 2583) and say you were referred by Dewald, btw my name isn't Dewald, so I get nothing from those who wonder about it. Iemas even insures your performance mods...

 

[Gaz{M}]

Guys, I know that it's common to list your older parents as regular drivers for your car to save on premiums, but I'm seriously warning you that you could end up uninsured if the company can prove you were the regular driver. Please be careful.

 

[news24]

My intention was not to lower the premiums. My dad is actually going to drive my car, because I'm one month in the country, and one month out of the country. I will go back to the site and try to list me & my dad as regular drivers.

 

[The_Second_One]

Best bet would be to phone them and get them to quote you properly...