Random Attorney's phoning

[DrewChan]

Over the past say - year I have been contacted by a random attorney requesting money for a loan I took out 4 years back which in my opinion was fully paid for.

The loan was a small one and the amount owing well less than a thousand, but I smell a scam. Want to ignore but worried about people randomly blacklisting me.

To date no proof of money owing has been sent.

What should I do

 

[blunomore]

Are you saying that YOU have no proof that you repaid the money in full ?

Since you deny the attorney's claim that you owe money, tell him to prove it.

 

[Rocket Raccoon]

Try finding out what your credit status is first. And tell that attorney to f off or show some proof.

You can check on Experian or Transunion.

 

[chrisc]

Ask them to email you details of the "debt". I also had a call from one for my daughter's TV licence, she has lived in London since 2004 but the SABC are so stuffed up they ignore all instructions. Lawyer (or whoever phoned) could hardly speak English and I thought for a while she was trying to sell me something.

 

[DrewChan]

Sorry for unclear message - They have yet to send me proof but the communication barrier is so large I do not think they can take my e-mail address down properly.

Transunion is clean checked a week ago (Like to keep tabs on this)

Well one or two missed payments in the last year but nothing more than 30 days

Not sure of the process when it comes to blacklisting - can they just go BAM blacklisted?

 

[blunomore]

Sorry for unclear message - They have yet to send me proof but the communication barrier is so large I do not think they can take my e-mail address down properly.

That is their problem; not yours.

 

[chrisc]

I was blacklisted by Neotel for a service I had not even ordered or used. Some muchu in Neotel's billing dept decided I was the one and started sending invoices to an incorrect address (my p o box is 18262 and he was sending it to 12862) so I never knew.

Out of the blue I get this notification from MacRoberts Attorneys that I will be blacklisted if I don't pay. I enquired a few times with MacRoberts but they just referred me back to Neotel. By that time the bill was over R 4000. Then I discovered by enquiring on Transunion ITC that I had been blacklisted. MacRoberts told me that although the account had been credited in full, the blacklisting instruction was still in force, and uttered the magic words: "we can do nothing about it".

This muchu, Simon Mncube at Neotel didn't know his behind from his front and insisted I had ordered a service. They had my ID, postal address and mobile phone incorrect and just the shop's address correct.

 

[Drunkard #1]

I was blacklisted by Neotel for a service I had not even ordered or used. Some muchu in Neotel's billing dept decided I was the one and started sending invoices to an incorrect address (my p o box is 18262 and he was sending it to 12862) so I never knew.

Out of the blue I get this notification from MacRoberts Attorneys that I will be blacklisted if I don't pay. I enquired a few times with MacRoberts but they just referred me back to Neotel. By that time the bill was over R 4000. Then I discovered by enquiring on Transunion ITC that I had been blacklisted. MacRoberts told me that although the account had been credited in full, the blacklisting instruction was still in force, and uttered the magic words: "we can do nothing about it".

This muchu, Simon Mncube at Neotel didn't know his behind from his front and insisted I had ordered a service. They had my ID, postal address and mobile phone incorrect and just the shop's address correct.

There was a short piece at the back of the Hardware Retailer magazine about someone getting R 50k damages from the credit bureaux in the same situation. He was a lawyer though, so rather deal with the ombudsman, because the scam that are credit bureaux will try to make the case go away by smothering you in legal fees, court delays and general sleaze.

 

[AstroTurf]

"we can do nothing about it".

Talking KAK

Years ago I was wrongfully blacklisted by Eugene Marais Hospital. The accountants made a mistake and said I had not paid (medical aid had paid).
I had to prove them wrong which I did by getting evidence from the medical aid and faxing it to them.
I called the lawyers and happened to know her from School. She removed the blacklisting within 5 minutes flat.

 

[chrisc]

I had already written to the ombudsman in October 2011. It seems MacRoberts are dragging their heels since in 10 months, nothing has happened.

 

[RiaX]

5 minutes flat ? :wtf:

If you properly blacklisted it takes 48 hours and a court order to remove the status.

I recieved a notice from debt collectors becuase they thought I didnt pay lancet laboratorities when I did. Often these third party debt collector type people dont update their accounts from the main party, which is not your problem. A friend of mine also had to go through this because he owed R300 for some medical expense and got blacklisted

 

[AstroTurf]

5 minutes flat ? :wtf:

If you properly blacklisted it takes 48 hours and a court order to remove the status.

I recieved a notice from debt collectors becuase they thought I didnt pay lancet laboratorities when I did. Often these third party debt collector type people dont update their accounts from the main party, which is not your problem. A friend of mine also had to go through this because he owed R300 for some medical expense and got blacklisted

She sorted it out in 5 minutes flat.
I checked the next day and all gone