Yes true, but if you are on a limited budget it makes a difference on what you can get away with, I guess that's what I am trying to say.
As an example my mppt has a range of 26V to 72 V, at 24V I can get away with one 400W panel because it will give me enough voltage to fall within the mppt range and also enough current to power my 8A load directly from the panel, maybe with a few amps lower.
Same scenario at 12V, my panel will be good for voltage but will fall short on current as I would be needing much more than what the panel can produce. Both systems won't be performing optimally but I would take the 24V system over the 12V.
Plus the limits imposed by most mppt controllers at 12V, most cannot go beyond 500W. I do guess there are other ways around it.